404 Graphite Trl, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 404 Graphite Trl, Chesapeake, VA 23320 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,352 sqft · built 2018
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$685,000 (Sep 2023)
Tax Bill	$6,849 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jul 2019 Mortgage + 3 more
APN	`0394002000540`

Property Details

APN / Parcel Number

Primary APN	`0394002000540`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,352 sqft Living Area
1st Floor Area	2,119 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Garage Area	544 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	404 GRAPHITE TRL
City	CHESAPEAKE
State	VA
Zip	23320-3449
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	54 FIELDSTONE PH 3
Legal Subdivision	FIELDSTONE
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	5
Census Block	5007
Census Tract	20804

Owner

Source: Chesapeake City records · APN 0394002000540

Assessment roll updated August 25, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	404 GRAPHITE TRL, CHESAPEAKE, VA 23320-3449
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Warranty Deed, Transfer · Conventional Mortgage ALLEGACY FEDERAL CREDIT UNION
Jul 24, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 24, 2018	Intrafamily Transfer, Transfer
Jun 26, 2018	Warranty Deed, Transfer · VA Mortgage TOWNEBANK MORTGAGE
Feb 22, 2018	Warranty Deed, Construction Loan · Construction Mortgage TOWNEBANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 20, 2023 · Amount on Record
Deed Sale	Sep 20, 2023 · Amount on Record
Prior Sale	Jun 26, 2018 · Amount on Record
Deed Document Number	202319922
Deed Book / Page	10695 / 1450
Prior Transfer Date	Jul 11, 2018
Prior Transfer Doc	09936/1837
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Sep 20, 2023
Property Address	404 GRAPHITE TRL, CHESAPEAKE, VA 23320-3449
Document Number	10695/1450
Book / Page	10695 / 1450
Instrument Date	Sep 18, 2023
Instrument	230019922
Transaction Type	Transfer
Record Updated	Oct 04, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 GRAPHITE TRL, CHESAPEAKE, VA 23320-3449

Mortgage

Document Number	0230019923
Date	Sep 20, 2023
Instrument	230019923

Lender

Name	ALLEGACY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	404 GRAPHITE TRL, CHESAPEAKE, VA 23320-3449
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10035/1722
Date	Jul 24, 2019
Book Page	10035/1722
Instrument	190018718

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

Interest

Rate Type	Fixed Rate

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jul 24, 2018
Property Address	404 GRAPHITE TRL, CHESAPEAKE, VA 23320-3449
Document Number	09936/1837
Book / Page	9936 / 1837
Instrument Date	Jul 11, 2018
Instrument	180019682
Transaction Type	Transfer
Record Updated	Sep 06, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 GRAPHITE TRL, CHESAPEAKE, VA 23320-3449

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jun 26, 2018
Property Address	404 GRAPHITE TRL, CHESAPEAKE, VA 23320-3449
Document Number	009927/827
Book / Page	9927 / 827
Instrument Date	Jun 14, 2018
Instrument	180016782
Transaction Type	Transfer
Record Updated	Sep 06, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 GRAPHITE TRL, CHESAPEAKE, VA 23320-3449

Mortgage

Document Number	0180016783
Date	Jun 26, 2018
Instrument	180016783

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Feb 22, 2018
Property Address	404 GRAPHITE TRL, CHESAPEAKE, VA 23320-3449
Document Number	0009886/24
Book / Page	9886 / 24
Instrument Date	Feb 19, 2018
Instrument	180004609
Transaction Type	Construction Loan
Record Updated	Jul 11, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6897, VIRGINIA BEACH, VA 23456-0897

Mortgage

Document Number	0180004610
Date	Feb 22, 2018
Instrument	180004610

Lender

Name	TOWNEBANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,849.00 (+10.08%)	$678,100 (+10.53%) Land $185,000 Building $493,100	$678,100 (+10.53%) Land $185,000 Building $493,100
2024	$6,222.00 (+8.23%)
2023		$613,500 (+7.76%) Land $175,000 Building $438,500	$613,500 (+7.76%) Land $175,000 Building $438,500
2022	$5,749.00 (+19.45%)	$569,300 Land $150,000 Building $419,300	$569,300 Land $150,000 Building $419,300
2019	$4,813.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 515500208045, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 100 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	102 units insured 2 under condo master policies
Nearby Flood Claims	2 (2011–2016)
Most Recent Claim	Jan 2016, rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 83% of Virginia
Wildfire Likelihood	About 1 in 1,064 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 213 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Fiber	2,000 / 35
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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