Habersham County property record for 401 Ginger Trl, Demorest, GA 30535
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.5 ba · 2,047 sqft · built 1997 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | Individual Name on File |
| Last Sale | $14,000 (Feb 2026) |
| Tax Bill | $3,371 (2026) |
| Deeds & Mortgages | Feb 2026 Sale Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 108 083 |
| Primary APN | 108 083 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,047 sqft Heated Area |
| Gross Area | 4,276 sqft |
| 1st Floor Area | 1,365 sqft |
| Upper Floors Area | 445 sqft |
| Attic | Attic |
| Attic Area | 445 sqft |
| Basement Area | 1,252 sqft |
| Unfinished Basement | 1,252 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Wood Shingle |
| Lot Area | 52,272 sqft (1.2 acres) |
| Garage Type | Mixed |
| Garage Area | 816 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 302 sqft |
| Patio Area | 302 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 404897 |
|---|---|
| Street Address | 401 GINGER TRL |
| City | DEMOREST |
| State | GA |
| Zip | 30535-5131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LI |
| Legal Description | 10-76 LT 33 PB 36-289 363-343 |
| Legal Subdivision | NORTHRIDGE |
| Legal Lot Number | 33 |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CORNELIA |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 502 |
401 Ginger Trl is owned and occupied by an individual who bought it in February 2026.
Source: Habersham County records, as of September 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 401 GINGER TRL, DEMOREST, GA 30535-5131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Jul 21, 2021 | Deed of Trust, Mortgage HABERSHAM ELECTRIC MEMBERSHIP |
| Apr 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 22, 2026 · Amount on File |
| Deed Sale | Feb 22, 2026 · Amount on File |
| Deed Book / Page | 1424 / 232 |
| Prior Transfer Date | Feb 19, 2026 |
| Prior Transfer Doc | 1424000232 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Feb 22, 2026 |
| Property Address | 401 GINGER TRL, DEMOREST, GA 30535-5131 |
| Document Number | 001424/232 |
| Book / Page | 1424 / 232 |
| Instrument Date | Feb 19, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 GINGER TRL, DEMOREST, GA 30535-5131 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 401 GINGER TRL, DEMOREST, GA 30535-5131 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 401 GINGER TRL, DEMOREST, GA 30535-5131 |
| Document Number | 0000001271/0000000691 |
|---|---|
| Date | Jul 21, 2021 |
| Book Page | 0000001271/0000000691 |
| Name | HABERSHAM ELECTRIC MEMBERSHIP |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Jan 1, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 401 GINGER TRL, DEMOREST, GA 30535-5131 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 401 GINGER TRL, DEMOREST, GA 30535-5131 |
| Document Number | 0000001302/0000000270 |
|---|---|
| Date | Apr 15, 2022 |
| Book Page | 0000001302/0000000270 |
| Name | WELLS FARGO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
The 2026 property tax bill for 401 Ginger Trl was $3,371 with a homeowner's exemption, down 4.7% from the year before.
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,371.00 (-4.67%) Homeowner's exemption | $149,771 (+0.98%) Land $23,000 Building $126,771 | $374,428 (+0.98%) Land $57,500 Building $316,928 |
| 2025 | $3,536.00 Homeowner's exemption | $148,319 Land $23,000 Building $125,319 | $370,798 Land $57,500 Building $313,298 |
| 2023 | Homeowner's exemption | $138,880 (+13.59%) Land $23,000 Building $115,880 | $347,200 (+13.59%) Land $57,500 Building $289,700 |
| 2022 | Homeowner's exemption | $122,260 Land $23,000 Building $99,260 | $305,650 Land $57,500 Building $248,150 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 401 Ginger Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 401 Ginger Trl is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 76% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TrailWave Fiber | 1,000 / 1,000 |
| Windstream Cable | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures