402 Garner St, Thomaston, GA 30286 Property Records

Upson County property record for 402 Garner St, Thomaston, GA 30286

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,576 sqft · built 1957
Lot Size	0.71 acres (31,120 sqft)
Owner	Individual Name on File
Tax Bill	$1,664 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`043B-131`

Property Details

APN / Parcel Number

Primary APN	`043B-131`
Alternative APN	`3630`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,576 sqft Heated Area
1st Floor Area	1,576 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1993
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	31,120 sqft (0.71 acres)
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	104 sqft
Deck Area	256 sqft
Patio Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	3630
Street Address	402 GARNER ST
City	THOMASTON
State	GA
Zip	30286-2174
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 2 & PART 3 BLOCK L PB 15/9
Legal Subdivision	NORTHSIDE SUBDIVISION
Legal Block	L
Legal Lot Number	2
Jurisdiction	UPSON GA
Township / Civil Division	THOMASTON
Census Block Group	2
Census Block	2019
Census Tract	10201

Owner

402 Garner St, a single family home, is owned by an individual.

Source: Upson County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	131 FOREST HBR, FREEPORT, FL 32439-2906
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK
Jun 28, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Mar 24, 2017	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSON GA
Property Address	402 GARNER ST, THOMASTON, GA 30286-2174
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014930239
Date	Apr 20, 2017
Book Page	1493/239

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2032

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSON GA
Property Address	402 GARNER ST, THOMASTON, GA 30286-2174
Document Number	0015490263
Instrument Date	Jun 28, 2018
Transaction Type	Mortgage
Record Updated	Jul 26, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	402 GARNER ST THOMASTON GA 302862174, THOMASTON, GA 30286-2174

Mortgage

Document Number	0015490263
Date	Jul 3, 2018
Book Page	001549/000263

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 2, 2048

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UPSON GA
Recording Date	Mar 24, 2017
Property Address	402 GARNER ST, THOMASTON, GA 30286-2174
Document Number	0014890074
Book / Page	001489 / 000074
Instrument Date	Mar 24, 2017
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 GARNER ST THOMASTON GA 302862174, THOMASTON, GA 30286-2174

Tax Assessment & Valuation

The 2025 property tax bill for 402 Garner St was $1,664, up 4.5% from the year before.

Source: Upson County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Upson County
Unified School District	Upson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,664.00 (+4.52%)	$64,660 (+6.65%) Land $10,000 Building $54,660	$161,650 (+6.65%) Land $25,000 Building $136,650
2024	$1,592.00 (+35.37%)	$60,630 (+33.56%) Land $7,500 Building $53,130	$151,575 (+33.56%) Land $18,750 Building $132,825
2023	$1,176.00 (+17.72%)	$45,394 (+25.88%) Land $7,500 Building $37,894	$113,486 (+25.89%) Land $18,750 Building $94,736
2022	$999.00	$36,060 Land $7,500 Building $28,560	$90,150 Land $18,750 Building $71,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 402 Garner St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2013–2025)
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 Garner St is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 47% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THOMASTON serves 12,482 people · EPA ID GA2930000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Highline Internet.

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