404 Evergreen Rd, Cobleskill, NY 12043 Property Records

Schoharie County and Carlisle Town property record for 404 Evergreen Rd, Cobleskill, NY 12043

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,176 sqft · built 1978
Lot Size	2.15 acres (93,654 sqft)
Owner	Individual Name on File
Last Sale	$138,297 (Jul 2020)
Tax Bill	$4,072 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`432400 24.-3-55`

Property Details

APN / Parcel Number

Primary APN	`432400 24.-3-55`
Alternative APNs	`240002400000030550000000` `425J181011`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Raised Ranch
Exterior Material	Composition/Composite
Lot Area	93,654 sqft (2.15 acres)
Lot Width	182 ft Width
Garage Type	Basement
Porch	Slab
Porch Area	300 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	425J181011
Street Address	404 EVERGREEN RD
City	COBLESKILL
State	NY
Zip	12043-4191
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	RES
Legal Block	3
Legal Lot Number	55.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	CARLISLE
Census Block Group	2
Census Block	2023
Census Tract	740400

Owner

Source: Schoharie County and Carlisle Town records · APN 432400 24.-3-55

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	404 EVERGREEN RD, COBLESKILL, NY 12043-4191
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Mar 01, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jul 27, 2020	Deed, Transfer · FHA Mortgage E MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 27, 2020 · Amount on Record
Deed Sale	Jul 27, 2020 · Amount on Record
Deed Document Number	2020776935
Deed Book / Page	1116 / 123
Record Updated	Jun 08, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	404 EVERGREEN RD, COBLESKILL, NY 12043-4191
Transaction Type	Mortgage
Record Updated	Nov 05, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002131/93
Date	Oct 14, 2025
Book Page	2131/93
Instrument	830148

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Nov 01, 2050

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	404 EVERGREEN RD, COBLESKILL, NY 12043-4191
Transaction Type	Mortgage
Record Updated	Mar 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002069/22
Date	Mar 01, 2024
Book Page	2069/22
Instrument	824440

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Apr 01, 2050

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Jul 27, 2020
Property Address	404 EVERGREEN RD, COBLESKILL, NY 12043-4191
Document Number	001116/123
Book / Page	1116 / 123
Instrument Date	Jul 14, 2020
Instrument	776935
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 SHELLSTONE RD, AMSTERDAM, NY 12010-7859

Mortgage

Document Number	001887/194
Date	Jul 27, 2020
Book Page	1887/194
Instrument	776936

Lender

Name	E MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: Schoharie County and Carlisle Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Carlisle Town
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,072.00 (-37.42%)	$80,000 (-) Land $14,300 Building $65,700	$195,122 (+21.95%) Land $34,878 Building $160,244
2023		$80,000 Land $14,300 Building $65,700	$160,000 Land $28,600 Building $131,400
2020	$6,507.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 16, 2012 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Based on FCC filings for 7 locations within half a mile of this property.

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