Schoharie County and Carlisle Town property record for 382 Evergreen Rd, Cobleskill, NY 12043
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,645 sqft · built 1975 |
| Lot Size | 2.15 acres (93,654 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $135,000 (Jul 2018) |
| Tax Bill | $4,843 (2025) |
| Deeds & Mortgages | Jan 2023 Refinance Jul 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 432400 24.-3-52 |
| Primary APN | 432400 24.-3-52 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,645 sqft Living Area |
| 1st Floor Area | 1,645 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 93,654 sqft (2.15 acres) |
| Lot Width | 229 ft Width |
| Garage Type | Mixed |
| Garage Area | 1,650 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
| Porch Area | 338 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 425J179030 |
|---|---|
| Street Address | 382 EVERGREEN RD |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-4159 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Block | 3 |
| Legal Lot Number | 52.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | CARLISLE |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 740400 |
Source: Schoharie County and Carlisle Town records, as of May 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 382 EVERGREEN RD, COBLESKILL, NY 12043-4159 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 9, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance NBT BANK NATIONAL ASSOCIATION |
| Jul 25, 2018 | Deed of Trust, Mortgage NBT BANK NA |
| Jan 25, 2017 | Deed of Trust, Mortgage STATE EMPLOYEE FCU (NY) |
| Jul 25, 2018 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2018 · Amount on Record |
| Deed Sale | Jul 25, 2018 · Amount on Record |
| Deed Document Number | 2018745483 |
| Deed Book / Page | 1073 / 279 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 382 EVERGREEN RD, COBLESKILL, NY 12043-4159 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002027/190 |
|---|---|
| Date | Jan 9, 2023 |
| Book Page | 2027/190 |
| Instrument | 820132 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 382 EVERGREEN RD, COBLESKILL, NY 12043-4159 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001809/0000000287 |
|---|---|
| Date | Jul 25, 2018 |
| Book Page | 0000001809/0000000287 |
| Instrument | 000000745484 |
| Name | NBT BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 354 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 382 EVERGREEN RD, COBLESKILL, NY 12043-4159 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001749/0000000023 |
|---|---|
| Date | Jan 25, 2017 |
| Book Page | 0000001749/0000000023 |
| Instrument | 000000711068 |
| Name | STATE EMPLOYEE FCU (NY) |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jan 1, 2027 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Jul 25, 2018 |
| Property Address | 382 EVERGREEN RD, COBLESKILL, NY 12043-4159 |
| Document Number | 001073/279 |
| Book / Page | 1073 / 279 |
| Instrument Date | Jul 16, 2018 |
| Instrument | 000000745483 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 67, CANAJOHARIE, NY 13317 |
Source: Schoharie County and Carlisle Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Carlisle Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,843.00 (+14.57%) | $95,150 (+1%) Land $14,300 Building $80,850 | $232,073 (+34.15%) Land $34,878 Building $197,195 |
| 2023 | $86,500 Land $14,300 Building $72,200 | $173,000 Land $28,600 Building $144,400 | |
| 2020 | $4,227.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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