Schoharie County and Carlisle Town property record for 398 Evergreen Rd, Cobleskill, NY 12043
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,900 sqft · built 1978 |
| Lot Size | 2.22 acres (96,703 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $71,300 (Sep 2000) |
| Tax Bill | $4,352 (2025) |
| Deeds & Mortgages | May 2008 Mortgage Feb 2006 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 432400 24.-3-54 |
| Primary APN | 432400 24.-3-54 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,900 sqft Living Area |
| 1st Floor Area | 1,132 sqft |
| Basement Area | 768 sqft |
| Finished Basement | 768 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 96,703 sqft (2.22 acres) |
| Lot Width | 194 ft Width |
| Garage Type | Basement |
| Porch | Slab |
| Porch Area | 144 sqft |
| Shed | 1 Shed |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 425J181010 |
|---|---|
| Street Address | 398 EVERGREEN RD |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-4159 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | RES |
| Legal Block | 3 |
| Legal Lot Number | 54.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | CARLISLE |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 740400 |
Source: Schoharie County and Carlisle Town assessment roll, as of May 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 398 EVERGREEN RD, COBLESKILL, NY 12043-4159 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 15, 2008 | Deed of Trust, Mortgage KEY BANK N A |
| Feb 6, 2006 | Deed of Trust, Mortgage TRUSTCO BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 27, 2000 · Amount on Record |
| Deed Sale | Sep 27, 2000 · Amount on Record |
| Prior Sale | Nov 8, 1996 · Amount on Record |
| Deed Book / Page | 681 / 203 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 398 EVERGREEN RD, COBLESKILL, NY 12043-4159 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001315/0000000075 |
|---|---|
| Date | May 15, 2008 |
| Book Page | 0000001315/0000000075 |
| Instrument | 0000486916 |
| Name | KEY BANK N A |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 368 Months |
| Due | Jan 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 398 EVERGREEN RD, COBLESKILL, NY 12043-4159 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001146/0000000299 |
|---|---|
| Date | Feb 6, 2006 |
| Book Page | 0000001146/0000000299 |
| Instrument | 0000450782 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
Source: Schoharie County and Carlisle Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Carlisle Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,352.00 (+21.29%) | $85,500 (-) Land $14,400 Building $71,100 | $208,537 (+21.95%) Land $35,122 Building $173,415 |
| 2023 | $85,500 Land $14,400 Building $71,100 | $171,000 Land $28,800 Building $142,200 | |
| 2020 | $3,588.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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