404 Elm St, Spring Valley, IL 61362 Property Records

Bureau County property record for 404 Elm St, Spring Valley, IL 61362

Property Summary

Property Type	Single Family Home
Details	built 1976
Lot Size	0.258 acres (11,250 sqft)
Owner	Individual Name on File
Tax Bill	$3,699 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-36-355-008`

Property Details

APN / Parcel Number

Primary APN	`18-36-355-008`
Alternative APN	`1765G`

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide

Location & Zoning

Account Number	1836355008
Street Address	404 ELM ST
City	SPRING VALLEY
State	IL
Zip	61362-2312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING VALLEY-NELSON'S 3RD ADD. L 8 & S1/2 L 5 BLK 5 75X150 D14-0222
Legal Range	11
Legal Township	16
Legal Section	36
Legal Subdivision	NELSON'S 3RD SD
Legal Block	5
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	1
Census Block	1000
Census Tract	965200

Owner

Source: Bureau County records · APN 18-36-355-008

Assessment roll updated May 8, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	404 ELM ST, SPRING VALLEY, IL 61362-2312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jan 18, 2014
Transfer Doc	2014R00222
Record Updated	Jun 08, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	404 ELM ST, SPRING VALLEY, IL 61362-2312
Transaction Type	Mortgage
Record Updated	Sep 02, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R03647
Date	Aug 19, 2020
Instrument	2020R03647

Lender

Name	PERU FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 01, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bureau County records · Assessment roll updated May 8, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Spring Valley City
Secondary School District	Hall High School District 502 (09 - 12)
Elementary School District	Spring Valley Community Consolidated School District 99 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,699.00 (+10.06%) Homeowner's exemption	$47,879 (+8.56%) Land $2,977 Building $44,902	$143,637 (+8.56%) Land $8,931 Building $134,706
2024	$3,361.00 (+6.66%)	$44,103 (+6.64%) Land $2,742 Building $41,361	$132,309 (+6.64%) Land $8,226 Building $124,083
2023		$41,357 Land $2,571 Building $38,786	$124,071 Land $7,713 Building $116,358
2022	$3,151.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bureau County (17011C), as of August 2, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
MCC Network Services Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Connecting Point Computer Center Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group, Geneseo Communications.

Based on FCC filings for 122 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0111000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SPRING VALLEY serves 5,582 people
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.