309 Elm St, Spring Valley, IL 61362 Property Records

Bureau County property record for 309 Elm St, Spring Valley, IL 61362 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	built 2018
Lot Size	0.416 acres (18,100 sqft)
Owner	Individual Name on File
Last Sale	$30,000 (Apr 2017)
Tax Bill	$10,731 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-36-353-004`

Property Details

APN / Parcel Number

Primary APN	`18-36-353-004`
Alternative APN	`1747D`

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	18,100 sqft (0.416 acres)
Lot Dimensions	181 ft deep x 100 ft wide

Location & Zoning

Account Number	1836353004
Street Address	309 ELM ST
City	SPRING VALLEY
State	IL
Zip	61362-2309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING VALLEY-NELSON'S 1ST SD L 7-8 BLK 1 & N 30' VACATED ALLEY D 17-1613
Legal Range	11
Legal Township	16
Legal Section	36
Legal Subdivision	NELSON'S 1ST SD
Legal Block	1,N
Legal Lot Number	7-8
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	1
Census Block	1000
Census Tract	965200

Owner

Source: Bureau County records · APN 18-36-353-004

Assessment roll updated May 8, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	309 ELM ST, SPRING VALLEY, IL 61362-2309
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Feb 08, 2021	Deed of Trust, Mortgage · Conventional Mortgage OTTAWA SAVINGS BANK
Nov 14, 2017	Deed of Trust, Mortgage · ARM OTTAWA SAVINGS BANK
Apr 19, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 19, 2017 · Amount on Record
Deed Sale	Apr 19, 2017 · Amount on Record
Deed Document Number	20171613
Prior Transfer Date	Dec 20, 2011
Prior Transfer Doc	1535/273
Record Updated	Jun 08, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	309 ELM ST, SPRING VALLEY, IL 61362-2309
Transaction Type	Mortgage
Record Updated	Mar 03, 2021
Title Company	WHEATLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R00537
Date	Feb 08, 2021
Instrument	2021R00537

Lender

Name	OTTAWA SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 01, 2036

Interest

Rate Type	Fixed Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	309 ELM ST, SPRING VALLEY, IL 61362-2309
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	WHEATLAND TITLE, WHEATLAND TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R04700
Date	Nov 14, 2017
Instrument	2017R04700

Lender

Name	OTTAWA SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	372 Months
Due	Nov 01, 2048

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 01, 2023
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	5.62%
Index	5-Year CMT

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BUREAU IL
Recording Date	Apr 19, 2017
Property Address	309 ELM ST, SPRING VALLEY, IL 61362-2309
Document Number	2017R01613
Instrument Date	Apr 13, 2017
Instrument	2017R01613
Transaction Type	Transfer
Record Updated	Jun 01, 2021

Transaction

Amount	Amount Recorded
Tax	$45.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Tax Assessment & Valuation

Source: Bureau County records · Assessment roll updated May 8, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Spring Valley City
Secondary School District	Hall High School District 502 (09 - 12)
Elementary School District	Spring Valley Community Consolidated School District 99 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,731.00 (+8.04%) Homeowner's exemption	$110,776 (+8.56%) Land $14,510 Building $96,266	$332,328 (+8.56%) Land $43,530 Building $288,798
2024	$9,932.00 (+4.02%)	$102,041 (+6.64%) Land $13,366 Building $88,675	$306,123 (+6.64%) Land $40,098 Building $266,025
2023		$95,688 Land $12,534 Building $83,154	$287,064 Land $37,602 Building $249,462
2022	$9,548.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bureau County (17011C), updated August 2, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 122 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
MCC Network Services	Fiber	8,000 / 8,000
Xfinity	Cable	1,200 / 35
Connecting Point Computer Center	Fixed Wireless (unlicensed)	100 / 50
AT&T	Fixed Wireless	100 / 20

May also be available at this address: AMG Technology Investment Group, Geneseo Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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