410 Elm St, Spring Valley, IL 61362 Property Records

Bureau County property record for 410 Elm St, Spring Valley, IL 61362

Property Summary

Property Type	Single Family Home
Details	built 1976
Lot Size	0.643 acres (28,008 sqft)
Owner	Individual Name on Record
Tax Bill	$5,200 (2025)
Deeds & Mortgages	Apr 2021 Transfer Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-36-355-011`

Property Details

APN / Parcel Number

Primary APN	`18-36-355-011`
Alternative APN	`2673`

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	28,008 sqft (0.643 acres)
Lot Dimensions	155 ft deep x 180 ft wide

Location & Zoning

Account Number	1836355011
Street Address	410 ELM ST
City	SPRING VALLEY
State	IL
Zip	61362-2312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING VALLEY-COVENY'S SD L 13 & 16 BLK 5 (180X155.56) D 21-1710 TOD
Legal Range	11
Legal Township	16
Legal Section	36
Legal Subdivision	COVENY'S SD
Legal Block	5
Legal Lot Number	13,16
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	1
Census Block	1000
Census Tract	965200

Owner

Source: Bureau County records, as of May 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	410 ELM ST, SPRING VALLEY, IL 61362-2312
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Transfer on Death Deed, Transfer
Oct 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage SPRING VALLEY CITY BANK
Jan 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage SPRING VALLEY CITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 19, 2021
Transfer Doc	2021R01710
Record Updated	Jun 8, 2026

April 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	BUREAU IL
Recording Date	Apr 22, 2021
Property Address	410 ELM ST, SPRING VALLEY, IL 61362-2312
Document Number	2021R01710
Instrument Date	Apr 19, 2021
Instrument	2021R01710
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 ELM ST, SPRING VALLEY, IL 61362-2312

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	410 ELM ST, SPRING VALLEY, IL 61362-2312
Transaction Type	Mortgage
Record Updated	Oct 23, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R03824
Date	Oct 9, 2019
Instrument	2019R03824

Lender

Name	SPRING VALLEY CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2034

Interest

Rate Type	Fixed Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	410 ELM ST, SPRING VALLEY, IL 61362-2312
Transaction Type	Mortgage
Record Updated	Feb 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2018R00218
Date	Jan 16, 2018
Instrument	2018R00218

Lender

Name	SPRING VALLEY CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 1, 2028

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Spring Valley City
Secondary School District	Hall High School District 502 (09 - 12)
Elementary School District	Spring Valley Community Consolidated School District 99 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,200.00 (+0.91%) Homeowner's exemption	$85,395 (+8.56%) Land $7,315 Building $78,080	$256,185 (+8.56%) Land $21,945 Building $234,240
2024	$5,153.00 (-4.59%)	$78,661 (+6.64%) Land $6,738 Building $71,923	$235,983 (+6.64%) Land $20,214 Building $215,769
2023		$73,763 Land $6,318 Building $67,445	$221,289 Land $18,954 Building $202,335
2022	$5,401.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING VALLEY serves 5,582 people · EPA ID IL0111000
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
IVNet Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Geneseo Communications Services, Nextlink.

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