404 el Ranchero Rd, Georgetown, TX 78628 Property Records

Williamson County property record for 404 el Ranchero Rd, Georgetown, TX 78628

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,388 sqft · built 2017
Owner	Individual Name on Record
Last Sale	$465,500 (Dec 2022)
Tax Bill	$11,010 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Dec 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R-15-3710-1B0E-0004`

Property Details

APN / Parcel Number

Primary APN	`R-15-3710-1B0E-0004`
Alternative APNs	`R530476` `342599`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,388 sqft Living Area
1st Floor Area	2,388 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Roof Material	Other
Garage Area	583 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	430 sqft
Porch	Open Porch
Porch Area	252 sqft
Patio Area	155 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1537101B0E0004
Street Address	404 EL RANCHERO RD
City	GEORGETOWN
State	TX
Zip	78628-7086
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S10643 - OAKS AT SAN GABRIEL SEC 1-B, BLOCK E, LOT 4
Legal Subdivision	OAKS AT SAN GABRIEL SEC 1-B
Legal Block	E
Legal Lot Number	4
Jurisdiction	WILLIAMSON TX
Township / Civil Division	ROUND ROCK-GEORGETOWN
Census Block Group	2
Census Block	2037
Census Tract	20122

Owner

Source: Williamson County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	404 EL RANCHERO RD, GEORGETOWN, TX 78628-7086
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2023	Deed of Trust, Mortgage · Commercial Mortgage CENTRAL BANK
Dec 30, 2022	Vendor's Lien, Transfer · Conventional Mortgage NFM INC
Jun 22, 2022	Vendor's Lien, Transfer · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Jan 22, 2019	Quit Claim Deed, Transfer Quitclaim
Apr 26, 2018	Deed of Trust, Transfer CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2022 · Amount on Record
Deed Sale	Dec 30, 2022 · Amount on Record
Prior Sale	Jun 22, 2022 · Amount on Record
Deed Document Number	2022142110
Prior Transfer Date	Nov 27, 2018
Prior Transfer Doc	0000005152
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TX
Property Address	404 EL RANCHERO RD, GEORGETOWN, TX 78628-7086
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 EL RANCHERO RD, GEORGETOWN, TX 78628-7086

Mortgage

Document Number	0000064975
Date	Aug 4, 2023
Instrument	2023064975

Lender

Name	CENTRAL BANK
Type	Bank
Address	BROOKLYN, NY 11201

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 15, 2043

December 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WILLIAMSON TX
Recording Date	Dec 30, 2022
Property Address	404 EL RANCHERO RD, GEORGETOWN, TX 78628-7086
Document Number	0000142110
Map Reference	DOC 2014046368
Instrument Date	Dec 30, 2022
Instrument	2022142110
Transaction Type	Transfer
Record Updated	Jan 13, 2023
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 EL RANCHERO RD, GEORGETOWN, TX 78628-7086

Mortgage

Document Number	0000142111
Date	Dec 30, 2022
Instrument	2022142111

Lender

Name	NFM INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

June 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WILLIAMSON TX
Recording Date	Jun 22, 2022
Property Address	404 EL RANCHERO RD, GEORGETOWN, TX 78628-7086
Document Number	0000075994
Map Reference	DOC 2014046368
Instrument Date	Jun 22, 2022
Instrument	2022075994
Transaction Type	Transfer
Record Updated	Nov 21, 2022
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 MORGAN DR, 7, NATICK, MA 01760-4872

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 EL RANCHERO RD, GEORGETOWN, TX 78628-7086

Mortgage

Document Number	0000075995
Date	Jun 22, 2022
Instrument	2022075995

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Special Notes	Seller Financed

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILLIAMSON TX
Recording Date	Jan 22, 2019
Property Address	404 EL RANCHERO RD, GEORGETOWN, TX 78628-7086
Document Number	0000005152
Instrument Date	Nov 27, 2018
Instrument	5152
Transaction Type	Transfer
Record Updated	Feb 1, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	404 EL RANCHERO RD GEORGETOWN TX 786287086, GEORGETOWN, TX 78628-7086

April 2018: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TX
Property Address	404 EL RANCHERO RD, GEORGETOWN, TX 78628-7086
Document Number	0000035504
Instrument Date	Apr 26, 2018
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	OTHER

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	404 EL RANCHERO RD GEORGETOWN TX 786287086, GEORGETOWN, TX 78628-7086

Mortgage

Document Number	0000035504
Date	Apr 27, 2018
Instrument	35504

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2048

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Williamson County
Unified School District	Liberty Hill Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,010.00 (+1.01%) Homeowner's exemption	$475,398 (-8.69%) Land $104,000 Building $371,398	$475,398 (-8.69%) Land $104,000 Building $371,398
2023	$10,900.00 (+38.27%) Homeowner's exemption	$520,632 Land $95,000 Building $425,632	$520,632 Land $95,000 Building $425,632
2022	$7,883.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 71% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GEORGETOWN serves 191,639 people · EPA ID TX2460001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Western Broadband Fixed Wireless	200 / 40
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
SOS Communications Fixed Wireless	100 / 20

May also be available: Spectrum.

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