400 el Ranchero Rd, Georgetown, TX 78628 Property Records

Williamson County property record for 400 el Ranchero Rd, Georgetown, TX 78628

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,898 sqft · built 2015
Owner	2 Individual Names on File
Last Sale	$553,700 (Aug 2022)
Tax Bill	$11,492 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-15-3710-1B0E-0003`

Property Details

APN / Parcel Number

Primary APN	`R-15-3710-1B0E-0003`
Alternative APNs	`R530475` `342598`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,898 sqft Living Area
1st Floor Area	2,466 sqft
2nd Floor Area	432 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Roof Material	Other
Garage Area	850 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	290 sqft
Patio Area	120 sqft
Utility Building	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1537101B0E0003
Street Address	400 EL RANCHERO RD
City	GEORGETOWN
State	TX
Zip	78628-7086
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S10643 - OAKS AT SAN GABRIEL SEC 1-B, BLOCK E, LOT 3
Legal Subdivision	OAKS AT SAN GABRIEL SEC 1-B
Legal Block	E
Legal Lot Number	3
Jurisdiction	WILLIAMSON TX
Township / Civil Division	ROUND ROCK-GEORGETOWN
Census Block Group	2
Census Block	2037
Census Tract	20122

Owner

400 el Ranchero Rd is owned and occupied by two individuals who bought it in August 2022.

Source: Williamson County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	400 EL RANCHERO RD, GEORGETOWN, TX 78628-7086
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2022	Vendor's Lien, Transfer · VA Mortgage USAA FSB
Jul 17, 2020	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2022 · Amount on File
Deed Sale	Aug 9, 2022 · Amount on File
Prior Sale	Jul 17, 2020 · Amount on File
Deed Document Number	202294613
Prior Transfer Date	Nov 21, 2017
Prior Transfer Doc	0000109392
Record Updated	Oct 29, 2026

August 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WILLIAMSON TX
Recording Date	Aug 9, 2022
Property Address	400 EL RANCHERO RD, GEORGETOWN, TX 78628-7086
Document Number	0000094613
Map Reference	DOC 2014046368
Instrument Date	Aug 9, 2022
Instrument	2022094613
Transaction Type	Transfer
Record Updated	Nov 21, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1012 PIN OAK DR, 1012, BELTON, TX 76513-1023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 EL RANCHERO RD, GEORGETOWN, TX 78628-7086

Mortgage

Document Number	0000094614
Date	Aug 9, 2022
Instrument	2022094614

Lender

Name	USAA FSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

July 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WILLIAMSON TX
Recording Date	Jul 17, 2020
Property Address	400 EL RANCHERO RD, GEORGETOWN, TX 78628-7086
Document Number	0000079521
Map Reference	DOC 2014046368
Instrument Date	Jul 6, 2020
Instrument	2020079521
Transaction Type	Transfer
Record Updated	Nov 21, 2022
Title Company	PLATINUM TITLE PARTNERS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2021 GREEN TERRACE LN, PINEHURST, TX 77362-1545

Mortgage

Document Number	0000079522
Date	Jul 17, 2020
Instrument	2020079522

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 400 el Ranchero Rd was $11,492, down 7.7% from the year before.

Source: Williamson County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Williamson County
Unified School District	Liberty Hill Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,492.00 (-7.66%)	$537,123 Land $104,000 Building $433,123	$537,123 Land $104,000 Building $433,123
2024	$12,445.00 (+7.53%)
2023	$11,573.00 (+5.86%)	$549,678 Land $95,000 Building $454,678	$549,678 Land $95,000 Building $454,678
2022	$10,932.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 400 el Ranchero Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 el Ranchero Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 71% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GEORGETOWN serves 191,639 people · EPA ID TX2460001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Western Broadband Fixed Wireless	200 / 40
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
SOS Communications Fixed Wireless	100 / 20

May also be available: Spectrum.

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