304 el Ranchero Rd, Georgetown, TX 78628 Property Records

Williamson County property record for 304 el Ranchero Rd, Georgetown, TX 78628

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,886 sqft · built 2017
Owner	2 Individual Names on File
Last Sale	$427,500 (Sep 2020)
Tax Bill	$9,959 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-15-3710-1B0E-0002`

Property Details

APN / Parcel Number

Primary APN	`R-15-3710-1B0E-0002`
Alternative APNs	`R530474` `342597`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,886 sqft Living Area
1st Floor Area	2,886 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2018
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	179 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1537101B0E0002
Street Address	304 EL RANCHERO RD
City	GEORGETOWN
State	TX
Zip	78628-7085
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S10643 - OAKS AT SAN GABRIEL SEC 1-B, BLOCK E, LOT 2
Legal Subdivision	OAKS AT SAN GABRIEL SEC 1-B
Legal Block	E
Legal Lot Number	2
Jurisdiction	WILLIAMSON TX
Township / Civil Division	ROUND ROCK-GEORGETOWN
Census Block Group	2
Census Block	2037
Census Tract	20122

Owner

304 el Ranchero Rd is owned and occupied by two individuals who bought it in September 2020.

Source: Williamson County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	304 EL RANCHERO RD, GEORGETOWN, TX 78628-7085
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2020	Vendor's Lien, Transfer · Conventional Mortgage PRIMELENDING
Mar 13, 2018	Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2020 · Amount on File
Deed Sale	Sep 8, 2020 · Amount on File
Prior Sale	Mar 13, 2018 · Amount on File
Deed Document Number	2020106762
Record Updated	Oct 29, 2026

September 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WILLIAMSON TX
Recording Date	Sep 8, 2020
Property Address	304 EL RANCHERO RD, GEORGETOWN, TX 78628-7085
Document Number	0000106762
Map Reference	DOC 2014046368
Instrument Date	Sep 8, 2020
Instrument	2020106762
Transaction Type	Transfer
Record Updated	Nov 21, 2022
Title Company	TEXAS NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	213 MINDY WAY, 213, LIBERTY HILL, TX 78642-4533

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 EL RANCHERO RD, GEORGETOWN, TX 78628-7085

Mortgage

Document Number	0000106763
Date	Sep 8, 2020
Instrument	2020106763

Lender

Name	PRIMELENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WILLIAMSON TX
Recording Date	Mar 13, 2018
Property Address	304 EL RANCHERO RD, GEORGETOWN, TX 78628-7085
Document Number	0000020838
Instrument Date	Mar 9, 2018
Instrument	20838
Transaction Type	Transfer
Record Updated	Mar 29, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	304 EL RANCHERO RD GEORGETOWN TX 786287085, GEORGETOWN, TX 78628-7085

Mortgage

Document Number	20839
Date	Mar 13, 2018
Instrument	20839

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 304 el Ranchero Rd was $9,959 with a homeowner's exemption, down 14.7% from the year before.

Source: Williamson County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Williamson County
Unified School District	Liberty Hill Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,959.00 (-14.72%) Homeowner's exemption	$462,865 Land $104,000 Building $358,865	$462,865 Land $104,000 Building $358,865
2024	$11,678.00 (+14.79%)
2023	$10,173.00 (-5.2%) Homeowner's exemption	$524,893 Land $95,000 Building $429,893	$524,893 Land $95,000 Building $429,893
2022	$10,731.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 304 el Ranchero Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 el Ranchero Rd is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GEORGETOWN serves 191,639 people · EPA ID TX2460001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Western Broadband Fixed Wireless	200 / 40
SOS Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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