Champaign County property record for 404 E Oregon St, Urbana, IL 61801
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,425 sqft · built 1913 |
| Lot Size | 0.14 acres (6,111 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,883 (2024) |
| Deeds & Mortgages | Sep 2021 Mortgage Jun 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 92-21-17-281-006 |
| Primary APN | 92-21-17-281-006 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,425 sqft Building Perimeter |
| 1st Floor Area | 1,425 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Exterior Material | Stucco |
| Foundation Type | No Foundation |
| Roof Material | Other |
| Lot Area | 6,111 sqft (0.14 acres) |
| Lot Dimensions | 97 ft deep x 63 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 404 E OREGON ST |
|---|---|
| City | URBANA |
| State | IL |
| Zip | 61801-4213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 BLOCK 5 WEBBERS, GEORGE G., 4TH ADD |
| Legal Range | 09E |
| Legal Township | 19N |
| Legal Section | 17 |
| Legal Subdivision | WEBBERS, GEORGE G., 4TH ADD |
| Legal Block | 5 |
| Legal Lot Number | 6 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CUNNINGHAM |
| Census Block Group | 5 |
| Census Block | 5011 |
| Census Tract | 5500 |
Source: Champaign County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 404 E OREGON ST, URBANA, IL 61801-4213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Jun 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF ILLINOIS COMMUNITY CU |
| Mar 2, 2020 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF ILLINOIS COMMUNITY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 17, 2014 |
| Transfer Doc | 0000012723 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 404 E OREGON ST, URBANA, IL 61801-4213 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000022478 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 2021R22478 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 404 E OREGON ST, URBANA, IL 61801-4213 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000011411 |
|---|---|
| Date | Jun 26, 2017 |
| Instrument | 2017R11411 |
| Name | UNIVERSITY OF ILLINOIS COMMUNITY CU |
|---|---|
| Type | Non-Lending Institution |
| Address | CHAMPAIGN, IL 61820 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2032 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 404 E OREGON ST, URBANA, IL 61801-4213 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000003192 |
|---|---|
| Date | Mar 2, 2020 |
| Instrument | 2020R03192 |
| Name | UNIVERSITY OF ILLINOIS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHAMPAIGN, IL 61820 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 1, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Cunningham Township |
| Municipality | Urbana City |
| Unified School District | Urbana School District 116 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $71,980 (+5.79%) Land $12,640 Building $59,340 | $215,940 (+5.79%) Land $37,920 Building $178,020 | |
| 2024 | $5,883.00 (-1.37%) | $68,040 (+19.01%) Land $11,950 Building $56,090 | $204,120 (+19.01%) Land $35,850 Building $168,270 |
| 2023 | $5,965.00 (+7.71%) | ||
| 2022 | $5,538.00 Homeowner's exemption | $57,170 Land $10,040 Building $47,130 | $171,510 Land $30,120 Building $141,390 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Fidium Fiber, Nextlink, Pavlov Media, T-Mobile, Volo.net Internet+Tech.
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