305 E Oregon St, Urbana, IL 61801 Property Records

Champaign County property record for 305 E Oregon St, Urbana, IL 61801

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,244 sqft · built 1908
Lot Size0.138 acres (6,000 sqft)
OwnerIndividual Name on Record
Last Sale$227,500 (May 2024)
Tax Bill$6,198 (2024)
Deeds & MortgagesJul 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN92-21-17-284-013

Property Details

APN / Parcel Number

Primary APN92-21-17-284-013

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,244 sqft Building Perimeter
1st Floor Area1,244 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1908
Effective Year BuiltEffective 1908
Exterior MaterialStucco
Foundation TypeNo Foundation
Roof MaterialOther
Lot Area6,000 sqft (0.138 acres)
Lot Dimensions100 ft deep x 60 ft wide
Garage TypeDetached
Garage Area747 sqft
DrivewayConcrete Driveway
Driveway Area900 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Deck Area150 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address305 E OREGON ST
CityURBANA
StateIL
Zip61801-4210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT PT 8 WEBBERS, GEORGE G., ADD OF OUTLOTS
Legal Range09E
Legal Township19N
Legal Section17
Legal SubdivisionWEBBERS, GEORGE G., ADD
Legal Lot Number8
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCUNNINGHAM
Census Block Group5
Census Block5015
Census Tract5500

Owner

Source: Champaign County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address305 E OREGON ST, URBANA, IL 61801-4210
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 16, 2024 · Amount on Record
Deed SaleMay 16, 2024 · Amount on Record
Deed Document Number20246315
Record UpdatedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address305 E OREGON ST, URBANA, IL 61801-4210
Transaction TypeMortgage
Record UpdatedAug 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009264
DateJul 11, 2023
Instrument2023R09264
Lender
NameBUSEY BANK
TypeBank
AddressCHAMPAIGN, IL 61820
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueJun 27, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionCunningham Township
MunicipalityUrbana City
Unified School DistrictUrbana School District 116 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$69,940 (+5.81%) Land $14,910 Building $55,030$209,820 (+5.81%) Land $44,730 Building $165,090
2024$6,198.00 (+7.31%)$66,100 (+19.03%) Land $14,090 Building $52,010$198,300 (+19.03%) Land $42,270 Building $156,030
2023$5,776.00 (+7.74%)
2022$5,361.00 Homeowner's exemption$55,530 Land $11,840 Building $43,690$166,590 Land $35,520 Building $131,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: Fidium Fiber, Nextlink, Pavlov Media, T-Mobile, Volo.net Internet+Tech.

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