407 E Oregon St, Urbana, IL 61801 Property Records

Champaign County property record for 407 E Oregon St, Urbana, IL 61801

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,213 sqft · built 1947
Lot Size	0.121 acres (5,252 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Jun 2019)
Tax Bill	$5,843 (2024)
Deeds & Mortgages	Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`92-21-17-285-003`

Property Details

APN / Parcel Number

Primary APN	`92-21-17-285-003`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,213 sqft Building Perimeter
1st Floor Area	1,213 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Material	Other
Lot Area	5,252 sqft (0.121 acres)
Lot Dimensions	101 ft deep x 52 ft wide
Garage Type	Detached
Garage Area	400 sqft
Driveway	Asphalt Driveway
Driveway Area	810 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	125 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	407 E OREGON ST
City	URBANA
State	IL
Zip	61801-4212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BOGGS EAST OREGON ST ADD
Legal Range	09E
Legal Township	19N
Legal Section	17
Legal Subdivision	BOGGS EAST OREGON ST ADD
Legal Lot Number	2
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	5
Census Block	5014
Census Tract	5500

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	407 E OREGON ST, URBANA, IL 61801-4212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2019 · Amount on Record
Deed Sale	Jun 27, 2019 · Amount on Record
Prior Sale	Jul 1, 2016 · Amount on Record
Deed Document Number	20199992
Record Updated	Oct 29, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 27, 2019
Property Address	407 E OREGON ST, URBANA, IL 61801-4212
Document Number	0000009992
Instrument Date	Jun 26, 2019
Instrument	9992
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	407 E OREGON ST URBANA IL 618014212, URBANA, IL 61801-4212

Mortgage

Document Number	9993
Date	Jun 27, 2019
Instrument	9993

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 26, 2034

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$66,290 (+25.93%) Land $13,020 Building $53,270	$198,870 (+25.93%) Land $39,060 Building $159,810
2024	$5,843.00 (+15.75%)
2022	$5,048.00 Homeowner's exemption	$52,640 Land $10,340 Building $42,300	$157,920 Land $31,020 Building $126,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Fidium Fiber, Nextlink, Pavlov Media, T-Mobile, Volo.net Internet+Tech.