404 E Jersey St, Orlando, FL 32806 Property Records

Orange County property record for 404 E Jersey St, Orlando, FL 32806

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,611 sqft · built 1950
Lot Size	0.16 acres (6,989 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Oct 2017)
Tax Bill	$5,954 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-23-29-1992-00-460`

Property Details

APN / Parcel Number

Primary APN	`01-23-29-1992-00-460`
Alternative APNs	`292301199200460` `384312` `389596` `394049`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,611 sqft Living Area
Gross Area	4,144 sqft
1st Floor Area	1,436 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1980
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,989 sqft (0.16 acres)
Garage Type	Carport
Garage Area	260 sqft
Carport	Carport
Carport Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	512 sqft
Utility Building	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	404 E JERSEY ST
City	ORLANDO
State	FL
Zip	32806-4532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1/T/SP
Legal Description	DELANEY HIGHLANDS O/114 LOT 46
Legal Range	29E
Legal Township	23S
Legal Section	01
Legal Subdivision	DELANEY HIGHLANDS
Legal Tract	1992
Legal Lot Number	46
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	3
Census Block	3035
Census Tract	11300

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 E JERSEY ST, ORLANDO, FL 32806-4532
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Oct 25, 2017	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2017 · Amount on Record
Deed Sale	Oct 25, 2017 · Amount on Record
Prior Sale	May 23, 2003 · Amount on Record
Deed Document Number	2017583137
Prior Transfer Date	Mar 5, 2003
Prior Transfer Doc	0069250216
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	404 E JERSEY ST, ORLANDO, FL 32806-4532
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 E JERSEY ST, ORLANDO, FL 32806-4532

Mortgage

Document Number	0000151338
Date	Mar 16, 2021
Instrument	20210151338

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 25, 2017
Property Address	404 E JERSEY ST, ORLANDO, FL 32806-4532
Document Number	0000583137
Map Reference	MB O PG 114
Instrument Date	Oct 20, 2017
Instrument	20170583137
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	QUALITY TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,555.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23431 NEW HOPE LN, 23431, HOWEY IN THE HILLS, FL 34737-4145

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 E JERSEY ST, ORLANDO, FL 32806-4532

Mortgage

Document Number	0000583138
Date	Oct 25, 2017
Instrument	20170583138

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Orlando City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$370,422 (+2.7%)	$558,930 (-2.15%) Land $230,000 Building $328,930
2025	$5,954.00 (+3.6%) Homeowner's exemption	$360,684 (+5.99%)	$571,230 (+13.32%) Land $230,000 Building $341,230
2024	$5,747.00 (+4.19%)
2023	$5,516.00 (+3.03%) Homeowner's exemption	$340,310 (+3%)	$504,090 (+18.94%) Land $205,000 Building $299,090
2022	$5,354.00 Homeowner's exemption	$330,398	$423,802 Land $170,000 Building $253,802

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	7 (2000–2024)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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