324 E Jersey St, Orlando, FL 32806 Property Records

Orange County property record for 324 E Jersey St, Orlando, FL 32806

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,320 sqft · built 1954
Lot Size	0.191 acres (8,338 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Feb 2017)
Tax Bill	$3,183 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-23-29-6892-02-010`

Property Details

APN / Parcel Number

Primary APN	`01-23-29-6892-02-010`
Alternative APNs	`292301689202010` `386168` `391453` `395911`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,320 sqft Living Area
Gross Area	1,752 sqft
1st Floor Area	1,320 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1965
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,338 sqft (0.191 acres)
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	124 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Convection
Heating Fuel	Electric

Location & Zoning

Street Address	324 E JERSEY ST
City	ORLANDO
State	FL
Zip	32806-4530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1/T/SP
Legal Description	PICKETT TERRACE N/77 LOT 1 & E 10 FT OF LOT 2 BLK B
Legal Range	29E
Legal Township	23S
Legal Section	01
Legal Subdivision	PICKETT TERRACE
Legal Tract	6892
Legal Block	B
Legal Lot Number	1,2
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	3
Census Block	3036
Census Tract	11300

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	324 E JERSEY ST, ORLANDO, FL 32806-4530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BANK
May 24, 2019	Deed of Trust, Mortgage · Line of Credit PARTNERS FCU
Mar 6, 2017	Warranty Deed, Transfer · Conventional with PMI TRUSTCO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2017 · Amount on Record
Deed Sale	Feb 1, 2017 · Amount on Record
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	324 E JERSEY ST, ORLANDO, FL 32806-4530
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 E JERSEY ST, ORLANDO, FL 32806-4530

Mortgage

Document Number	0000133336
Date	Mar 8, 2021
Instrument	20210133336

Lender

Name	TRUSTCO BANK
Type	Bank
Address	LONGWOOD, FL 32750

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	315 Months
Due	Jun 28, 2047

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	324 E JERSEY ST, ORLANDO, FL 32806-4530
Document Number	0000356359
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Jun 27, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 E JERSEY ST ORLANDO FL 328064530, ORLANDO, FL 32806-4530

Mortgage

Document Number	0000356359
Date	Jun 11, 2019
Instrument	356359

Lender

Name	PARTNERS FCU
Type	Credit Union
Address	ORLANDO, FL 32821

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 10, 2039

Interest

Rate Type	Adjustable Rate

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 6, 2017
Property Address	324 E JERSEY ST, ORLANDO, FL 32806-4530
Document Number	0000117555
Instrument Date	Feb 28, 2017
Instrument	117555
Transaction Type	Transfer
Record Updated	Sep 9, 2019
Title Company	AMERICAS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 E JERSEY ST ORLANDO FL 328064530, ORLANDO, FL 32806-4530

Mortgage

Document Number	117556
Date	Mar 6, 2017
Instrument	117556

Lender

Name	TRUSTCO BK
Type	Bank
Address	LONGWOOD, FL 32750

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	300 Months
Due	Mar 5, 2042

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Orlando City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$211,102 (+2.7%)	$278,230 (+0.36%) Land $213,000 Building $65,230
2025	$3,183.00 (+4.5%) Homeowner's exemption	$205,552 (+5.99%)	$277,230 (+12.64%) Land $213,000 Building $64,230
2024	$3,046.00 (+5.58%)
2023	$2,885.00 (+3.33%) Homeowner's exemption	$193,941 (+3%)	$246,124 (+13.67%) Land $190,000 Building $56,124
2022	$2,792.00 Homeowner's exemption	$188,292	$216,534 Land $155,000 Building $61,534

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	7 (2000–2024)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Summit Broadband, Verizon.

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