321 E Jersey St, Orlando, FL 32806 Property Records

Orange County property record for 321 E Jersey St, Orlando, FL 32806

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,204 sqft · built 1954
Lot Size	0.187 acres (8,163 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Jul 2018)
Tax Bill	$4,049 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-23-29-6892-01-221`

Property Details

APN / Parcel Number

Primary APN	`01-23-29-6892-01-221`
Alternative APNs	`292301689201221` `386164` `391449` `395907`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,204 sqft Living Area
Gross Area	1,612 sqft
1st Floor Area	1,204 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1990
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,163 sqft (0.187 acres)
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	321 E JERSEY ST
City	ORLANDO
State	FL
Zip	32806-4529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1/T
Legal Description	PICKETT TERRACE N/77 THE W 30 FT OF LOT 22 & E 30 FT OF LOT 21 BLK A
Legal Range	29E
Legal Township	23S
Legal Section	01
Legal Subdivision	PICKETT TERRACE
Legal Tract	6892
Legal Block	A
Legal Lot Number	22,21
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	3
Census Block	3032
Census Tract	11300

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	321 E JERSEY ST, ORLANDO, FL 32806-4529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jul 19, 2018	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2018 · Amount on Record
Deed Sale	Jul 19, 2018 · Amount on Record
Prior Sale	Jun 15, 2016 · Amount on Record
Deed Document Number	2018425558
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	321 E JERSEY ST, ORLANDO, FL 32806-4529
Document Number	0000233617
Instrument Date	Mar 31, 2020
Transaction Type	Mortgage
Record Updated	May 11, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	321 E JERSEY ST ORLANDO FL 328064529, ORLANDO, FL 32806-4529

Mortgage

Document Number	0000233617
Date	Apr 15, 2020
Instrument	233617

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 19, 2018
Property Address	321 E JERSEY ST, ORLANDO, FL 32806-4529
Document Number	0000425558
Map Reference	MB N PG 77
Instrument Date	Jul 13, 2018
Instrument	20180425558
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	EDGEWATER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	620 STETSON ST, 620, ORLANDO, FL 32804-5837

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 E JERSEY ST, ORLANDO, FL 32806-4529

Mortgage

Document Number	0000425559
Date	Jul 19, 2018
Instrument	20180425559

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Orlando City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$258,221 (+2.7%)	$399,770 (-0.77%) Land $230,000 Building $169,770
2025	$4,049.00 (+4.3%) Homeowner's exemption	$251,432 (+5.99%)	$402,870 (+12.65%) Land $230,000 Building $172,870
2024	$3,882.00 (+5.92%)
2023	$3,665.00 (+3.18%) Homeowner's exemption	$237,229 (+3%)	$357,637 (+8.11%) Land $205,000 Building $152,637
2022	$3,552.00 Homeowner's exemption	$230,319	$330,806 Land $175,000 Building $155,806

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	7 (2000–2024)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Summit Broadband, Verizon.

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