404 E Garfield St, Del Rio, TX 78840 Property Records

Val Verde County property record for 404 E Garfield St, Del Rio, TX 78840

Property Summary

Property Type	Single Family Home
Details	1,318 sqft · built 1946
Lot Size	0.183 acres (8,011 sqft)
Owner	Individual Name on Record
Tax Bill	$1,333 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5340-0080-0020`

Property Details

APN / Parcel Number

Primary APN	`5340-0080-0020`
Alternative APN	`23409`

Interior

Building Area	1,318 sqft Total Area
1st Floor Area	1,122 sqft

Exterior

Year Built	Built 1946
Lot Area	8,011 sqft (0.183 acres)
Lot Dimensions	133 ft deep x 61 ft wide
Porch	Porch
Porch Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	5340-0080-0020
Old Parcel Number	534000800020
Street Address	404 E GARFIELD ST
City	DEL RIO
State	TX
Zip	78840-5112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARTIN BLOCK H LOT 2 & E 2' OF 1
Legal Subdivision	MARTIN
Legal Block	H
Legal Lot Number	2
Jurisdiction	VAL VERDE TX
Township / Civil Division	DEL RIO
Census Block Group	1
Census Block	1011
Census Tract	950701

Owner

Source: Val Verde County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	404 E GARFIELD ST, DEL RIO, TX 78840-5112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Aug 7, 2018	Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2018
Deed Sale	Aug 7, 2018
Deed Document Number	0000309133
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAL VERDE TX
Property Address	404 E GARFIELD ST, DEL RIO, TX 78840-5112
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000324213
Date	Dec 11, 2020
Instrument	324213

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

August 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	VAL VERDE TX
Recording Date	Aug 7, 2018
Property Address	404 E GARFIELD ST, DEL RIO, TX 78840-5112
Document Number	0000309133
Map Reference	VOL 34 PG 223
Instrument Date	Aug 6, 2018
Instrument	00309133
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	SOUTHEASTERN ABSTRACT COMPANY, SOUTHWESTERN ABSTRACT COMPAN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 E GARFIELD ST, DEL RIO, TX 78840-5112

Mortgage

Document Number	0000309134
Date	Aug 7, 2018
Instrument	00309134

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Val Verde County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Del Rio City
County	Val Verde County
Unified School District	San Felipe-Del Rio Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,333.00 (+3.65%) Homeowner's exemption	$116,209 (-2.97%) Land $26,438 Building $89,771	$116,209 (-2.97%) Land $26,438 Building $89,771
2023		$119,771 Land $30,000 Building $89,771	$119,771 Land $30,000 Building $89,771
2022	$1,286.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL RIO UTILITIES COMMISSION serves 36,506 people · EPA ID TX2330001
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Big Bend Telecom.

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