403 E Garfield St, Del Rio, TX 78840 Property Records

Val Verde County property record for 403 E Garfield St, Del Rio, TX 78840

Property Summary

Property Type	Single Family Home
Details	1,812 sqft · built 1945
Lot Size	0.175 acres (7,645 sqft)
Owner	Individual Name on Record
Tax Bill	$1,306 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Apr 2014 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5510-0050-0030`

Property Details

APN / Parcel Number

Primary APN	`5510-0050-0030`
Alternative APN	`24894`

Interior

Building Area	1,812 sqft Total Area
1st Floor Area	1,430 sqft

Exterior

Year Built	Built 1945
Lot Area	7,645 sqft (0.175 acres)
Lot Dimensions	158 ft deep x 47 ft wide
Porch	Porch
Porch Area	154 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	5510-0050-0030
Old Parcel Number	551000500030
Street Address	403 E GARFIELD ST
City	DEL RIO
State	TX
Zip	78840-5111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANGE 5 NORTH DEL RIO BLOCK 5 LOT 3
Legal Subdivision	RANGE 5 NORTH DEL RIO
Legal Block	5
Legal Lot Number	3
Jurisdiction	VAL VERDE TX
Township / Civil Division	DEL RIO
Census Block Group	1
Census Block	1017
Census Tract	950701

Owner

Source: Val Verde County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	403 E GARFIELD ST, DEL RIO, TX 78840-5111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · Line of Credit BORDER FCU
Apr 22, 2014	Vendor's Lien, Transfer · Conventional Mortgage THE BANK AND TRUST SSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2014
Deed Sale	Apr 22, 2014
Deed Document Number	0000283127
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAL VERDE TX
Property Address	403 E GARFIELD ST, DEL RIO, TX 78840-5111
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000333916
Date	Mar 30, 2022
Instrument	333916

Lender

Name	BORDER FCU
Type	Credit Union
Address	DEL RIO, TX 78842

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Apr 15, 2037

April 2014: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	VAL VERDE TX
Recording Date	Apr 22, 2014
Property Address	403 E GARFIELD ST, DEL RIO, TX 78840-5111
Document Number	0000283127
Map Reference	MB12 PG147
Instrument Date	Apr 21, 2014
Instrument	00283127
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	218 PARK AVE, DEL RIO, TX 78840-7679

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 E GARFIELD ST, DEL RIO, TX 78840-5111

Mortgage

Document Number	0000283128
Date	Apr 22, 2014
Instrument	00283128

Lender

Name	THE BANK AND TRUST SSB
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2044

Tax Assessment & Valuation

Source: Val Verde County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Del Rio City
County	Val Verde County
Unified School District	San Felipe-Del Rio Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,306.00 (+4.48%) Homeowner's exemption	$121,654 (-6.01%) Land $26,992 Building $94,662	$121,654 (-6.01%) Land $26,992 Building $94,662
2023		$129,437 Land $34,775 Building $94,662	$129,437 Land $34,775 Building $94,662
2022	$1,250.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL RIO UTILITIES COMMISSION serves 36,506 people · EPA ID TX2330001
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Big Bend Telecom.

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