401 E Garfield St, Del Rio, TX 78840 Property Records

Val Verde County property record for 401 E Garfield St, Del Rio, TX 78840

Property Summary

Property Type	Single Family Home
Details	1 ba · 3,447 sqft · built 1930
Lot Size	0.285 acres (12,432 sqft)
Owner	2 Individual Names on File
Last Sale	$246,848 (May 2026)
Tax Bill	$4,700 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Mar 2013 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5510-0050-0010`

Property Details

APN / Parcel Number

Primary APN	`5510-0050-0010`
Alternative APN	`24893`

Interior

Full Baths	1 Bath
Building Area	3,447 sqft Total Area
1st Floor Area	1,852 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	12,432 sqft (0.285 acres)
Lot Dimensions	148 ft deep x 84 ft wide
Garage Type	Carport
Garage Area	216 sqft
Carport	Carport
Carport Area	216 sqft
Porch	Porch
Porch Area	200 sqft
Patio Area	212 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	5510-0050-0010
Street Address	401 E GARFIELD ST
City	DEL RIO
State	TX
Zip	78840-5111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANGE 5 NORTH DEL RIO BLOCK 5 LOT 1-2
Legal Subdivision	RANGE 5 NORTH DEL RIO
Legal Block	5
Legal Lot Number	1,2
Jurisdiction	VAL VERDE TX
Township / Civil Division	DEL RIO
Census Block Group	1
Census Block	1017
Census Tract	950701

Owner

401 E Garfield St is owned by two individuals who bought it in May 2026.

Source: Val Verde County records, as of October 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1849 SAN PEDRO DR, DEL RIO, TX 78840-0724
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 21, 2013	Deed of Trust, Mortgage · Conventional Mortgage PNC MORTGAGE LLC
Feb 18, 2022	Vendor's Lien, Transfer · Conventional Mortgage NAVY FCU
Jun 6, 2019	Vendor's Lien, Transfer · VA Mortgage USAA FSB
Jul 23, 2016	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2026 · Amount on File
Deed Sale	May 1, 2026 · Amount on File
Prior Sale	Feb 18, 2022 · Amount on File
Deed Document Number	2026357973
Prior Transfer Date	Jun 6, 2019
Prior Transfer Doc	0000313902
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	VAL VERDE TX
Recording Date	May 1, 2026
Property Address	401 E GARFIELD ST, DEL RIO, TX 78840-5111
Document Number	0000357973
Instrument Date	May 1, 2026
Instrument	2026357973
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1849 SAN PEDRO DR, DEL RIO, TX 78840-0724

Mortgage

Document Number	0000357974,
Date	May 1, 2026
Instrument	2026357974

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

March 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAL VERDE TX
Property Address	401 E GARFIELD ST, DEL RIO, TX 78840-5111
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000276310
Date	Mar 21, 2013
Instrument	00276310

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2028

February 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	VAL VERDE TX
Recording Date	Feb 18, 2022
Property Address	401 E GARFIELD ST, DEL RIO, TX 78840-5111
Document Number	0000333075
Map Reference	VOL 12 PG 247
Instrument Date	Feb 4, 2022
Instrument	333075
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	SOUTHEASTERN ABSTRACT COMPANY, SOUTHWESTERN ABSTRACT CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 E GARFIELD ST, DEL RIO, TX 78840-5111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3104 HOLLOW OAK DR, TOANO, VA 23168-9612

Mortgage

Document Number	0000333076
Date	Feb 18, 2022
Instrument	333076

Lender

Name	NAVY FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2037

June 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	VAL VERDE TX
Recording Date	Jun 6, 2019
Property Address	401 E GARFIELD ST, DEL RIO, TX 78840-5111
Document Number	0000313902
Map Reference	VOL 12 PG 247
Instrument Date	Jun 6, 2019
Instrument	00313902
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 E GARFIELD ST, DEL RIO, TX 78840-5111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 E GARFIELD ST, DEL RIO, TX 78840-5109

Mortgage

Document Number	0000313903
Date	Jun 6, 2019
Instrument	00313903

Lender

Name	USAA FSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 4, 2049

July 2016: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	VAL VERDE TX
Recording Date	Jul 23, 2016
Property Address	401 E GARFIELD ST, DEL RIO, TX 78840-5111
Document Number	0000296923
Map Reference	VOL 12 PG 247
Instrument Date	Jul 15, 2016
Instrument	00296923
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3217 DECKER LAKE DR, S SALT LAKE, UT 84119-3284

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	519 E LOSOYA ST, DEL RIO, TX 78840-5621

Tax Assessment & Valuation

The 2025 property tax bill for 401 E Garfield St was $4,700.

Source: Val Verde County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Del Rio City
County	Val Verde County
Unified School District	San Felipe-Del Rio Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,700.00	$211,781 Land $41,026 Building $170,755	$211,781 Land $41,026 Building $170,755
2023		$203,255 Land $32,500 Building $170,755	$203,255 Land $32,500 Building $170,755
2022	$3,813.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 E Garfield St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 E Garfield St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL RIO UTILITIES COMMISSION serves 36,506 people · EPA ID TX2330001
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Big Bend Telecom.

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