307 E Elm St, Lone Tree, IA 52755 Property Records

Johnson County property record for 307 E Elm St, Lone Tree, IA 52755

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,602 sqft · built 1900
Lot Size	0.215 acres (9,380 sqft)
Owner	2 Individual Names on Record
Last Sale	$152,000 (Mar 2021)
Tax Bill	$2,734 (2025)
Deeds & Mortgages	Jul 2005 Mortgage Mar 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1710337003`

Property Details

APN / Parcel Number

Primary APN	`1710337003`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,602 sqft Living Area
1st Floor Area	484 sqft
Basement Area	830 sqft
Unfinished Basement	830 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,380 sqft (0.215 acres)
Lot Dimensions	140 ft deep x 67 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	176 sqft
Deck Area	335 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	307 E ELM ST
City	LONE TREE
State	IA
Zip	52755-9704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KIRKPATRICKS ADDITION LOTS 3 & 4 EXC W33.33' LOT 3 BLK 1
Legal Range	05W
Legal Township	77N
Legal Section	10
Legal Subdivision	LONE TREE
Legal Block	1
Legal Lot Number	3,4
Jurisdiction	JOHNSON IA
Township / Civil Division	FREMONT
Census Block Group	3
Census Block	3021
Census Tract	10502

Owner

Source: Johnson County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	307 E ELM ST, LONE TREE, IA 52755-9704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2005	Deed of Trust, Mortgage · Conventional Mortgage IOWA STATE BANK & TRUST CO
Mar 11, 2021	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Oct 17, 2018	Warranty Deed, Transfer · ARM COLLINS COMMUNITY CU
Jul 6, 2006	Warranty Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2021 · Amount on Record
Deed Sale	Mar 11, 2021 · Amount on Record
Prior Sale	Oct 17, 2018 · Amount on Record
Deed Book / Page	6189 / 939
Record Updated	Sep 20, 2026

July 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IA
Property Address	307 E ELM ST, LONE TREE, IA 52755-9704
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003915/046
Date	Jul 27, 2005
Book Page	3915/046

Lender

Name	IOWA STATE BANK & TRUST CO
Type	Bank
Address	IOWA CITY, IA 52244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IA
Recording Date	Mar 11, 2021
Property Address	307 E ELM ST, LONE TREE, IA 52755-9704
Document Number	006189/939
Book / Page	6189 / 939
Instrument Date	Feb 22, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$242.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	307 E ELM ST, LONE TREE, IA 52755-9704

Mortgage

Document Number	0006189942
Date	Mar 11, 2021
Instrument	6189/942

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IA
Recording Date	Oct 17, 2018
Property Address	307 E ELM ST, LONE TREE, IA 52755-9704
Document Number	05847/0127
Book / Page	5847 / 0127
Instrument Date	Oct 4, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	307 E ELM ST, LONE TREE, IA 52755-9704

Mortgage

Document Number	0005847130
Date	Oct 17, 2018
Instrument	5847/130

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Nov 1, 2028
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6.87%
Index	1-Year CMT
Max Rate	10.8%

July 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IA
Recording Date	Jul 6, 2006
Property Address	307 E ELM ST, LONE TREE, IA 52755-9704
Document Number	004049/012
Book / Page	4049 / 012
Instrument Date	Jul 5, 2006
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$210.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 E ELM ST, LONE TREE, IA 52755-9704

Mortgage

Document Number	0004049013
Date	Jul 6, 2006
Instrument	4049/013

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	456 Months
Due	Jul 6, 2044

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Johnson County
Municipality	Lone Tree City
Unified School District	Lone Tree Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,734.00	$203,700 (+2.93%) Land $31,200 Building $172,500	$203,700 (+2.93%) Land $31,200 Building $172,500
2024	$2,734.00 (+13.44%)
2023		$197,900 Land $31,200 Building $166,700	$197,900 Land $31,200 Building $166,700
2022	$2,410.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LONE TREE MUNI WATER SYSTEM serves 1,357 people · EPA ID IA5240095
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2024) action level 15 ppb
Copper	1.9 mg/L (2019–2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

307 E Elm St, Lone Tree, IA 52755 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2005: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2006: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E Elm St

Nearby Streets

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