404 E Center Ave, Lake Bluff, IL 60044 Property Records

Lake County property record for 404 E Center Ave, Lake Bluff, IL 60044 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	4.5 Baths
Year Built	Built 2016
Square Footage	3,894 sqft Living Area
Lot Size	8,063 sqft (0.185 acres)
Garage	Detached, 440 sqft
Occupancy	Owner Occupied
Last Sale	$1,294,700 (2015)
Tax Bill	$13,844.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`12-21-213-012`

Interior

Full Baths	4.5 Baths
Partial Baths	1 Partial Baths
Building Area	3,894 sqft Living Area
Gross Area	4,248 sqft Gross Area
1st Floor	1,416 sqft 1st Floor
Upper Floors	1,416 sqft Upper Floors
Basement Area	1,416 sqft Basement
Finished Basement	1,062 sqft Finished
Unfinished Basement	354 sqft Unfinished
Game Room	Game Room
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional Style
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Roof Material	Asphalt Roof
Lot Area	8,063 sqft (0.185 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	440 sqft Garage
Porch	Open Porch
Porch Area	217 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	404 E CENTER AVE
City	LAKE BLUFF
State	IL
Zip	60044-2508
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	COLONEL SEXTON SUBDIVISION; LOT 2
Legal Subdivision	COLONEL SEXTON SUBDIVISION
Legal Lot Number	2
Jurisdiction	LAKE IL
Minor Civil Division	SHIELDS
Census Blockgroup	2
Census Block	2026
Census Tract	863300

Owner

Source: Lake County records · APN 12-21-213-012

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	404 E CENTER AVE, LAKE BLUFF, IL 60044-2508
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 09, 2015 · Amount on Record
Deed Sale	Dec 09, 2015 · Amount on Record
Deed Doc Number	20157253110
Record Refreshed	Jun 08, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	404 E CENTER AVE, LAKE BLUFF, IL 60044-2508
Transaction Type	Mortgage
Record Updated	Aug 05, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007625531
Date	Jan 17, 2020
Instrument	7625531

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	WESTMONT, IL 60559

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Feb 01, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.75%
Index	1-Year LIBOR
Max Rate	7.75%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Shields Township
Municipality	Lake Bluff Village
Elementary School District	Lake Bluff Elementary School District 65 (KG - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$447,179 (+18.22%) Land $134,561 Building $312,618	$1,341,671 (+18.22%) Land $403,723 Building $937,948
2024	$13,844.00 (-37.2%)
2023	$22,045.00 (+3.62%)	$378,256 (+19.09%) Land $113,821 Building $264,435	$1,134,881 (+19.09%) Land $341,497 Building $793,384
2022	$21,275.00	$317,633 Land $95,579 Building $222,054	$952,995 Land $286,766 Building $666,229

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.