400 E Center Ave, Lake Bluff, IL 60044 Property Records

Lake County property record for 400 E Center Ave, Lake Bluff, IL 60044 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,178 sqft · built 2016
Lot Size0.202 acres (8,786 sqft)
Owner2 Individual Names on File
Last Sale$1,400,000 (Sep 2024)
Tax Bill$33,063 (2024)
Deeds & MortgagesOct 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN12-21-213-011

Property Details

APN / Parcel Number

Primary APN12-21-213-011

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,178 sqft Living Area
Gross Area5,279 sqft
1st Floor Area1,589 sqft
Upper Floors Area1,589 sqft
Basement Area1,589 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialAsphalt
Lot Area8,786 sqft (0.202 acres)
Garage TypeAttached
Garage Area512 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area268 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address400 E CENTER AVE
CityLAKE BLUFF
StateIL
Zip60044-2508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOLONEL SEXTON SUBDIVISION; LOT 1
Legal SubdivisionCOLONEL SEXTON SUBDIVISION
Legal Lot Number1
JurisdictionLAKE IL
Township / Civil DivisionSHIELDS
Census Block Group2
Census Block2026
Census Tract863300

Owner

Source: Lake County records · APN 12-21-213-011

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address400 E CENTER AVE, LAKE BLUFF, IL 60044-2508
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 24, 2024 · Amount on Record
Deed SaleSep 24, 2024 · Amount on Record
Prior SaleDec 07, 2016 · Amount on Record
Deed Document Number20248057809
Prior Transfer DateNov 09, 1993
Prior Transfer Doc0003432835
Record UpdatedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address400 E CENTER AVE, LAKE BLUFF, IL 60044-2508
Transaction TypeMortgage
Record UpdatedNov 04, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 E CENTER AVE, LAKE BLUFF, IL 60044-2508

Mortgage

Document Number0008127286
DateOct 09, 2025
Instrument8127286
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055
Interest
Rate6.4%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionShields Township
MunicipalityLake Bluff Village
Elementary School DistrictLake Bluff Elementary School District 65 (KG - 08)
Secondary School DistrictLake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$466,620 (+1.97%) Land $140,517 Building $326,103$1,400,000 (+1.97%) Land $421,593 Building $978,407
2024$33,063.00 (+25.21%)
2023$26,405.00 (+3.63%)$457,604 (+19.09%) Land $118,860 Building $338,744$1,372,950 (+19.09%) Land $356,616 Building $1,016,334
2022$25,481.00$384,264 Land $99,810 Building $284,454$1,152,907 Land $299,460 Building $853,447

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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