403 E Center Ave, Lake Bluff, IL 60044 Property Records

Lake County property record for 403 E Center Ave, Lake Bluff, IL 60044

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 5,441 sqft · built 2007
Lot Size0.249 acres (10,842 sqft)
Owner2 Individual Names on Record
Last Sale$2,374,000 (May 2025)
Tax Bill$46,975 (2024)
Deeds & MortgagesMay 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-21-218-012

Property Details

APN / Parcel Number

Primary APN12-21-218-012
Alternative APN
  • 12212180010000

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area5,441 sqft Living Area
Gross Area5,820 sqft
1st Floor Area1,910 sqft
Upper Floors Area2,014 sqft
AtticAttic
Attic Area1,462 sqft
Basement Area1,896 sqft
Finished Basement1,517 sqft
Unfinished Basement379 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleCustom Design
Exterior MaterialWood Shingle
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area10,842 sqft (0.249 acres)
Garage TypeDetached
Garage Area529 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area315 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address403 E CENTER AVE
CityLAKE BLUFF
StateIL
Zip60044-2507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEEZERS WEST RESUBDIVISION; LOT 2
Legal SubdivisionBEEZERS WEST RESUBDIVISION
Legal Lot Number2
JurisdictionLAKE IL
Township / Civil DivisionSHIELDS
Census Block Group1
Census Block1014
Census Tract863300

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4344 N CLAREMONT AVE, CHICAGO, IL 60618-1612
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 2, 2025 · Amount on Record
Deed SaleMay 2, 2025 · Amount on Record
Prior SaleMar 5, 2010 · Amount on Record
Deed Document Number20258096104
Prior Transfer DateJul 28, 1998
Prior Transfer Doc0004178336
Record UpdatedOct 29, 2026

May 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateMay 2, 2025
Property Address403 E CENTER AVE, LAKE BLUFF, IL 60044-2507
Document Number0008096104
Map ReferenceDOC 16918
Instrument DateApr 3, 2025
Instrument8096104
Transaction TypeTransfer
Record UpdatedApr 21, 2026
Title CompanyPROPER TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,374.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address225 CAMILLE AVE, GREENVILLE, SC 29605-1703

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4344 NORTH CHAREMONT AVENUE, CHICAGO, IL 60618-1612

Mortgage

Document Number0008096105
DateMay 2, 2025
Instrument8096105
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2055

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionShields Township
MunicipalityLake Bluff Village
Elementary School DistrictLake Bluff Elementary School District 65 (KG - 08)
Secondary School DistrictLake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$752,558 (+18.22%) Land $158,319 Building $594,239$2,257,899 (+18.22%) Land $475,004 Building $1,782,895
2024$46,975.00 (+25.64%)
2023$37,390.00 (+3.61%)$636,569 (+19.09%) Land $133,918 Building $502,651$1,909,898 (+19.09%) Land $401,794 Building $1,508,104
2022$36,087.00$534,547 Land $112,455 Building $422,092$1,603,802 Land $337,399 Building $1,266,403

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1979–2018)
Claims Outside the SFHA2 of 3
Most Recent ClaimJun 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE BLUFF
serves 5,600 people · EPA ID IL0970750
Water SourcePurchased surface water from several systems
Last State InspectionJul 2024
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

Nearby Properties on E Center Ave

Nearby Streets

Search Property Records by Address or Parcel Number