404 Continental St, Forked River, NJ 08731 Property Records

Ocean County and Lacey Township property record for 404 Continental St, Forked River, NJ 08731

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,423 sqft · built 1993
Lot Size0.426 acres (18,574 sqft)
Owner2 Individual Names on Record
Last Sale$450,000 (Mar 2007)
Tax Bill$10,152 (2025)
Deeds & MortgagesAug 2023 Second Mortgage
Nov 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN13-01631-11-00002

Property Details

APN / Parcel Number

Primary APN13-01631-11-00002
Alternative APNs
  • 1301631001100002
  • 00205250

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,423 sqft Living Area
Gross Area3,581 sqft
1st Floor Area2,423 sqft
Basement Area1,158 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleRanch
Construction TypeFrame
Roof TypeHip
Roof MaterialAsbestos
Lot Area18,574 sqft (0.426 acres)
Lot Dimensions123 ft deep x 151 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number00205250
Street Address404 CONTINENTAL ST
CityFORKED RIVER
StateNJ
Zip08731-1646
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR100
Legal Description151 X 123 AVG
Legal SubdivisionCRANBERRY HILL EASTERLY SEC RE
Legal Block1631
Legal Lot Number2
JurisdictionOCEAN NJ
Township / Civil DivisionLACEY
Census Block Group2
Census Block2010
Census Tract732001

Owner

Source: Ocean County and Lacey Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address404 CONTINENTAL ST, FORKED RIVER, NJ 08731-1646
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 8, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
TD BANK NA
Nov 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Mar 2, 2018Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE
Dec 14, 2016Deed of Trust, Mortgage · FHA Mortgage
MERIDIAN HM MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 1, 2007 · Amount on Record
Deed SaleMar 1, 2007 · Amount on Record
Prior SaleJun 3, 1999 · Amount on Record
Deed Document Number200728203
Deed Book / Page13541 / 1073
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address404 CONTINENTAL ST, FORKED RIVER, NJ 08731-1646
Transaction TypeMortgage
Record UpdatedAug 23, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2035 LIMESTONE RD, WILMINGTON, DE 19808-5529

Mortgage

Document Number0194531107
DateAug 8, 2023
Book Page19453/1107
Instrument2023059705
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueAug 7, 2053

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address404 CONTINENTAL ST, FORKED RIVER, NJ 08731-1646
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOLD REPUBLIC TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0181770245
DateNov 30, 2020
Book Page18177/245
Instrument2020141731
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address404 CONTINENTAL ST, FORKED RIVER, NJ 08731-1646
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0170410459
DateMar 2, 2018
Book Page17041/459
Instrument2018020470
Lender
NameFREEDOM MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2048
Interest
Rate TypeFixed Rate

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address404 CONTINENTAL ST, FORKED RIVER, NJ 08731-1646
Document Number0166361809
Book / Page016636 / 001809
Instrument DateDec 14, 2016
Transaction TypeMortgage
Record UpdatedFeb 1, 2017
Title CompanyRESEARCH TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address404 CONTINENTAL ST FORKED RIVER NJ 087311646, FORKED RIVER, NJ 08731-1646

Mortgage

Document Number0166361809
DateJan 20, 2017
Book Page016636/001809
Instrument7335
Lender
NameMERIDIAN HM MTG
TypeMortgage Company
AddressHAMPSTEAD, MD 21074
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term180 Months
DueJan 19, 2032

Tax Assessment & Valuation

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionLacey Township
Unified School DistrictLacey Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$371,200 (-) Land $121,500 Building $249,700$371,200 (-) Land $121,500 Building $249,700
2025$10,152.00 (+7.93%)$371,200 (-) Land $121,500 Building $249,700$371,200 (-) Land $121,500 Building $249,700
2024$9,406.00 (+11.98%)
2023$371,200 Land $121,500 Building $249,700$371,200 Land $121,500 Building $249,700
2022$8,400.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2006)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLACEY TWP MUA
serves 29,000 people · EPA ID NJ1512001
Water SourceGroundwater
Last State InspectionApr 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2023
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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