Ocean County and Lacey Township property record for 400 Continental St, Forked River, NJ 08731
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,956 sqft · built 1986 |
| Lot Size | 0.497 acres (21,662 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,000 (Feb 1994) |
| Tax Bill | $9,449 (2025) |
| Deeds & Mortgages | Jun 2022 Second Mortgage May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01631-08-00021 |
| Primary APN | 13-01631-08-00021 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,956 sqft Living Area |
| Gross Area | 2,952 sqft |
| Basement Area | 996 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 21,662 sqft (0.497 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 00117108 |
|---|---|
| Street Address | 400 CONTINENTAL ST |
| City | FORKED RIVER |
| State | NJ |
| Zip | 08731-1657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R100 |
| Legal Description | IRR |
| Legal Subdivision | CRANBERRY HILL EASTERLY SEC |
| Legal Block | 1631 |
| Legal Lot Number | 21 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | LACEY |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 732001 |
400 Continental St is owned and occupied by two individuals who bought it in February 1994.
Source: Ocean County and Lacey Township records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 400 CONTINENTAL ST, FORKED RIVER, NJ 08731-1657 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 6, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage OCEANFIRST BANK |
| May 2, 2017 | Deed of Trust, Mortgage · Conventional Mortgage OCEANFIRST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 1994 · Amount on File |
| Deed Sale | Feb 28, 1994 · Amount on File |
| Prior Sale | Feb 8, 1994 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 400 CONTINENTAL ST, FORKED RIVER, NJ 08731-1657 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2022 |
| Title Company | CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|
| Document Number | 0190551763 |
|---|---|
| Date | Jun 6, 2022 |
| Book Page | 19055/1763 |
| Instrument | 2022064988 |
| Name | OCEANFIRST BANK |
|---|---|
| Type | Bank |
| Address | TOMS RIVER, NJ 08753 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 31, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 400 CONTINENTAL ST, FORKED RIVER, NJ 08731-1657 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0167251617 |
|---|---|
| Date | May 2, 2017 |
| Book Page | 16725/1617 |
| Instrument | 2017044920 |
| Name | OCEANFIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | May 25, 2024 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 400 Continental St was $9,449, up 7.9% from the year before.
Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Lacey Township |
| Unified School District | Lacey Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $345,500 (-) Land $126,500 Building $219,000 | $345,500 (-) Land $126,500 Building $219,000 | |
| 2025 | $9,449.00 (+7.94%) | $345,500 Land $126,500 Building $219,000 | $345,500 Land $126,500 Building $219,000 |
| 2024 | $8,754.00 | ||
| 2023 | $345,500 Land $126,500 Building $219,000 | $345,500 Land $126,500 Building $219,000 | |
| 2022 | $7,818.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 400 Continental St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2006) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 400 Continental St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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