407 Continental St, Forked River, NJ 08731 Property Records

Ocean County and Lacey Township property record for 407 Continental St, Forked River, NJ 08731

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,098 sqft · built 1985
Lot Size	0.374 acres (16,274 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (May 2019)
Tax Bill	$9,805 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01631-14-00012`

Property Details

APN / Parcel Number

Primary APN	`13-01631-14-00012`
Alternative APNs	`1301631001400012` `00205430`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,098 sqft Living Area
Gross Area	3,122 sqft
Basement Area	1,024 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	16,274 sqft (0.374 acres)
Lot Dimensions	158 ft deep x 103 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	00205430
Street Address	407 CONTINENTAL ST
City	FORKED RIVER
State	NJ
Zip	08731-1644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100
Legal Description	103 X 158 AVG
Legal Subdivision	CRANBERRY HILL EASTERLY SEC SE
Legal Block	1631
Legal Lot Number	12
Jurisdiction	OCEAN NJ
Township / Civil Division	LACEY
Census Block Group	2
Census Block	2009
Census Tract	732001

Owner

407 Continental St is owned and occupied by two individuals who bought it in May 2019.

Source: Ocean County and Lacey Township records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	407 CONTINENTAL ST, FORKED RIVER, NJ 08731-1644
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2019 · Amount on File
Deed Sale	May 20, 2019 · Amount on File
Prior Sale	Jun 27, 1985 · Amount on File
Deed Document Number	201946634
Deed Book / Page	17476 / 183
Record Updated	Sep 20, 2026

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	May 20, 2019
Property Address	407 CONTINENTAL ST, FORKED RIVER, NJ 08731-1644
Document Number	0174760183
Book / Page	17476 / 0183
Map Reference	MAP G-350
Instrument Date	May 3, 2019
Instrument	2019046634
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	AGENTS ABSTRACT TTL AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2701 VAN CLIBURN CIR, 2701, MIDDLETOWN, DE 19709-3202

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	407 CONTINENTAL ST, FORKED RIVER, NJ 08731-1644
Investor	Possibly a Property Investor

Mortgage

Document Number	2019046636
Date	May 20, 2019
Instrument	2019046636

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 407 Continental St was $9,805, up 7.9% from the year before.

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Lacey Township
Unified School District	Lacey Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$358,500 (-) Land $120,500 Building $238,000	$358,500 (-) Land $120,500 Building $238,000
2025	$9,805.00 (+7.94%)	$358,500 Land $120,500 Building $238,000	$358,500 Land $120,500 Building $238,000
2024	$9,084.00
2023		$358,500 Land $120,500 Building $238,000	$358,500 Land $120,500 Building $238,000
2022	$8,112.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 Continental St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 Continental St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20