404 Charles Ave, Modesto, CA 95350 Property Records

Stanislaus County property record for 404 Charles Ave, Modesto, CA 95350 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,473 sqft · built 1960
Lot Size0.14 acres (6,098 sqft)
Owner2 Company Names on File
Last Sale$415,000 (Jan 2024)
Tax Bill$4,677 (2025)
Deeds & MortgagesJan 2024 Transfer
Jan 2024 Sale & Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN120-006-017-000

Property Details

APN / Parcel Number

Primary APN120-006-017-000
Alternative APNs
  • 1200617000
  • 1200617

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,473 sqft Living Area
Gross Area1,167 sqft
1st Floor Area1,473 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeWood
Roof MaterialOther
Lot Area6,098 sqft (0.14 acres)
Lot Width60 ft Width
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address404 CHARLES AVE
CityMODESTO
StateCA
Zip95350-3315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionBRODAP1
Legal Block2
Legal Lot Number17
JurisdictionSTANISLAUS CA
Township / Civil DivisionMODESTO
Census Block Group2
Census Block2003
Census Tract909

Owner

Source: Stanislaus County records · APN 120-006-017-000

Assessment roll updated October 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address12119 WASHINGTON RD, WATERFORD, CA 95386-9403
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jan 17, 2024Intrafamily Transfer, Transfer
CYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATION
Jan 17, 2024Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 30, 2023Deed of Trust, Mortgage · FHA Mortgage
MIDFIRST BANK
Mar 21, 2023Deed of Trust, Mortgage · FHA Mortgage
MIDFIRST BANK
May 13, 2020Loan Modification, Mortgage · Conventional Mortgage
MIDFIRST BK
Aug 04, 2017Quit Claim Deed, Transfer
Quitclaim
May 22, 2017Grant Deed, Transfer · FHA Mortgage
SUPREME LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 17, 2024 · Amount on Record
Deed SaleJan 17, 2024 · Amount on Record
Prior SaleMay 22, 2017 · Amount on Record
Deed Document Number20242030
Last Transfer DateJul 11, 2024
Transfer Doc0000038191
Record UpdatedSep 20, 2026

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSTANISLAUS CA
Recording DateJan 17, 2024
Property Address404 CHARLES AVE, MODESTO, CA 95350-3315
Document Number0000002029
Map ReferenceVOL 18 PG 69
Instrument DateJan 16, 2024
Instrument2024-0002029
Transaction TypeTransfer
Record UpdatedJan 29, 2024
Title CompanyCYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 CHARLES AVE, MODESTO, CA 95350-3315
InvestorPossibly a Property Investor

January 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTANISLAUS CA
Recording DateJan 17, 2024
Property Address404 CHARLES AVE, MODESTO, CA 95350-3315
Document Number0000002030
Map ReferenceVOL 18 PG 69
Instrument DateJan 16, 2024
Instrument2024-0002030
Transaction TypeTransfer
Record UpdatedJan 29, 2024
Title CompanyCYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 CHARLES AVE, MODESTO, CA 95350-3315
InvestorPossibly a Property Investor

Mortgage

Document Number0000002031
DateJan 17, 2024
Instrument2024-0002031
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2054

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address404 CHARLES AVE, MODESTO, CA 95350-3315
Transaction TypeMortgage
Record UpdatedDec 12, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 CHARLES AVE, MODESTO, CA 95350-3315

Mortgage

Document Number0000056230
DateNov 30, 2023
Instrument2023-0056230
Lender
NameMIDFIRST BANK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term319 Months
DueJun 01, 2050

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address404 CHARLES AVE, MODESTO, CA 95350-3315
Transaction TypeMortgage
Record UpdatedApr 04, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 CHARLES AVE, MODESTO, CA 95350-3315

Mortgage

Document Number0000012450
DateMar 21, 2023
Instrument2023-0012450
Lender
NameMIDFIRST BANK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term327 Months
DueJun 01, 2050

May 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSTANISLAUS CA
Property Address404 CHARLES AVE, MODESTO, CA 95350-3315
Document Number0000048987
Instrument DateMay 13, 2020
Transaction TypeMortgage
Record UpdatedJul 29, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 CHARLES AVE MODESTO CA 953503315, MODESTO, CA 95350-3315

Mortgage

Document Number0000048987
DateJul 13, 2020
Instrument48987
Lender
NameMIDFIRST BK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 12, 2050
Interest
Rate TypeFixed Rate
Rate3.75%

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTANISLAUS CA
Recording DateAug 04, 2017
Property Address404 CHARLES AVE, MODESTO, CA 95350-3315
Document Number0000056971
Instrument DateAug 04, 2017
Instrument56971
Transaction TypeTransfer
Record UpdatedAug 28, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address404 CHARLES AVE MODESTO CA 953503315, MODESTO, CA 95350-3315

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTANISLAUS CA
Recording DateMay 22, 2017
Property Address404 CHARLES AVE, MODESTO, CA 95350-3315
Document Number0000036835
Instrument DateMay 16, 2017
Instrument36835
Transaction TypeTransfer
Record UpdatedJul 29, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$265.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 CHARLES AVE MODESTO CA 953503315, MODESTO, CA 95350-3315

Mortgage

Document Number36836
DateMay 22, 2017
Instrument36836
Lender
NameSUPREME LNDG
AddressDALLAS, TX 75254
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 21, 2047

Tax Assessment & Valuation

Source: Stanislaus County records · Assessment roll updated October 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
MunicipalityModesto City
Secondary School DistrictModesto City High School District (09 - 12)
Elementary School DistrictSylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,677.00 (+57.1%)$423,300 (+57.46%) Land $224,400 Building $198,900
2023$2,977.00 (+4.24%)$268,836 Land $145,016 Building $123,820
2022$2,856.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stanislaus County (06099C), updated October 23, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060990009092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 622 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
UnWired Broadband HoldingFixed Wireless (unlicensed)400 / 50
Cal.netFixed Wireless (unlicensed)100 / 20

May also be available at this address: ezWave, AT&T, Ayera Technologies, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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