Stanislaus County property record for 401 Charles Ave, Modesto, CA 95350 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,080 sqft · built 1960 |
| Lot Size | 0.129 acres (5,662 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $1,557 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Apr 2021 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 120-008-050-000 |
| Primary APN | 120-008-050-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Construction Type | Wood |
| Lot Area | 5,662 sqft (0.129 acres) |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 247 sqft |
| Heating System | Zoned |
|---|
| Old Parcel Number | 1200850 |
|---|---|
| Street Address | 401 CHARLES AVE |
| City | MODESTO |
| State | CA |
| Zip | 95350-3314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK:6918 |
| Legal Subdivision | MONTGOMERY VILLAGE 01 |
| Legal Block | 6918 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 909 |
Source: Stanislaus County records · APN 120-008-050-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1772 CHERYL CT, RIPON, CA 95366-9553 |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 25, 2026 | Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BANK OF CENTRAL CA |
| Apr 07, 2021 | Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BANK OF CENTRAL CA |
| Apr 07, 2021 | Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BANK OF CENTRAL CA |
| Apr 07, 2021 | Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BANK OF CENTRAL CA |
| Feb 26, 2021 | Grant Deed, Transfer OLD REPUBLIC TITLE COMPANY |
| Dec 26, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Feb 26, 2021 |
| Deed Sale | Feb 26, 2021 |
| Prior Sale | Dec 26, 2019 |
| Deed Document Number | 2021-0018938 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 401 CHARLES AVE, MODESTO, CA 95350-3314 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 1772 CHERYL CT, RIPON, CA 95366-9553 |
| Document Number | 0000016367 |
|---|---|
| Date | Mar 25, 2026 |
| Instrument | 2026-0016367 |
| Name | FARMERS & MERCHANTS BANK OF CENTRAL CA |
|---|---|
| Type | Bank |
| Address | LODI, CA 95241 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 401 CHARLES AVE, MODESTO, CA 95350-3314 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000033674 |
|---|---|
| Date | Apr 07, 2021 |
| Instrument | 2021-0033674 |
| Name | FARMERS & MERCHANTS BANK OF CENTRAL CA |
|---|---|
| Type | Bank |
| Address | LODI, CA 95241 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 401 CHARLES AVE, MODESTO, CA 95350-3314 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000033676 |
|---|---|
| Date | Apr 07, 2021 |
| Instrument | 2021-0033676 |
| Name | FARMERS & MERCHANTS BANK OF CENTRAL CA |
|---|---|
| Type | Bank |
| Address | LODI, CA 95241 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 401 CHARLES AVE, MODESTO, CA 95350-3314 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000033677 |
|---|---|
| Date | Apr 07, 2021 |
| Instrument | 2021-0033677 |
| Name | FARMERS & MERCHANTS BANK OF CENTRAL CA |
|---|---|
| Type | Bank |
| Address | LODI, CA 95241 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Feb 26, 2021 |
| Property Address | 401 CHARLES AVE, MODESTO, CA 95350-3314 |
| Document Number | 0000018938 |
| Instrument Date | Feb 17, 2021 |
| Instrument | 2021-0018938 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1772 CHERYL CT, RIPON, CA 95366-9553 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Dec 26, 2019 |
| Property Address | 401 CHARLES AVE, MODESTO, CA 95350-3314 |
| Document Number | 0000091164 |
| Instrument Date | Dec 19, 2019 |
| Instrument | 91164 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2400 E CESAR CHAVEZ ST #208 AUSTIN TX 787024638, 208, AUSTIN, TX 78702-4638 |
Source: Stanislaus County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Modesto City |
| Secondary School District | Modesto City High School District (09 - 12) |
| Elementary School District | Sylvan Union Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,557.00 (+3.8%) | $140,963 (+4.04%) Land $49,029 Building $91,934 |
| 2023 | $1,500.00 (+4.24%) | $135,491 Land $47,126 Building $88,365 |
| 2022 | $1,439.00 |
Source: FEMA National Flood Hazard Layer, Stanislaus County (06099C), updated October 23, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060990009092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 622 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| UnWired Broadband Holding | Fixed Wireless (unlicensed) | 400 / 50 |
| Cal.net | Fixed Wireless (unlicensed) | 100 / 20 |
May also be available at this address: ezWave, AT&T, Ayera Technologies, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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