319 Charles Ave, Modesto, CA 95350 Property Records

Stanislaus County property record for 319 Charles Ave, Modesto, CA 95350

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,537 sqft · built 1960
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Jul 2017)
Tax Bill	$3,394 (2025)
Deeds & Mortgages	Jul 2026 Sale May 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`120-008-051-000`

Property Details

APN / Parcel Number

Primary APN	`120-008-051-000`
Alternative APNs	`1200851000` `1200851`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,537 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Wood
Lot Area	5,663 sqft (0.13 acres)
Lot Width	60 ft Width

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	319 CHARLES AVE
City	MODESTO
State	CA
Zip	95350-3369
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MONTGOMERY VILLAGE 01
Legal Block	2
Legal Lot Number	25
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	2
Census Block	2005
Census Tract	909

Owner

Source: Stanislaus County assessment roll, as of October 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	319 CHARLES AVE, MODESTO, CA 95350-3369
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
May 12, 2026	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Jun 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jul 25, 2017	Grant Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE
Jan 25, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 25, 2017 · Amount on Record
Deed Sale	Jul 25, 2017 · Amount on Record
Deed Document Number	201753558
Prior Transfer Date	May 17, 2010
Prior Transfer Doc	0000043455
Record Updated	Sep 20, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jul 8, 2026
Property Address	319 CHARLES AVE, MODESTO, CA 95350-3369
Document Number	0000037530
Instrument Date	May 15, 2026
Instrument	202637530
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	319 CHARLES AVE, MODESTO, CA 95350-3369

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Recording Date	May 12, 2026
Property Address	319 CHARLES AVE, MODESTO, CA 95350-3369
Document Number	0000026352
Instrument Date	May 7, 2026
Instrument	202626352
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WFG NATIONAL TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	319 CHARLES AVE, MODESTO, CA 95350-3369

Mortgage

Document Number	0000026352,
Date	May 12, 2026
Instrument	202626352

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	319 CHARLES AVE, MODESTO, CA 95350-3369
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039493
Date	Jun 9, 2020
Instrument	2020-0039493

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jul 25, 2017
Property Address	319 CHARLES AVE, MODESTO, CA 95350-3369
Document Number	0000053558
Map Reference	VOL18 PG69
Instrument Date	Jul 18, 2017
Instrument	2017-0053558
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	319 CHARLES AVE, MODESTO, CA 95350-3369

Mortgage

Document Number	0000053559
Date	Jul 25, 2017
Instrument	2017-0053559

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

January 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	STANISLAUS CA
Recording Date	Jan 25, 2017
Property Address	319 CHARLES AVE, MODESTO, CA 95350-3369
Document Number	0000005583
Instrument Date	Jan 13, 2017
Instrument	5583
Transaction Type	Transfer
Record Updated	Feb 1, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1316 FULTON ST MODESTO CA 953505124, MODESTO, CA 95350-5124

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 8, 2025

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Sylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,394.00 (+3.79%)	$307,210 (+4.04%) Land $147,916 Building $159,294
2023	$3,270.00 (+4.24%)	$295,282 Land $142,173 Building $153,109
2022	$3,137.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 622 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
UnWired Broadband Holding Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies, ezWave, Verizon.

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