Putnam County property record for 404 Cedar Creek Rd, Palatka, FL 32177
| Property Type | Mobile Home |
|---|---|
| Details | 1,485 sqft · built 1993 |
| Lot Size | 2.94 acres (128,066 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $312 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 23-08-27-1020-000.0-013.0 |
| Primary APN | 23-08-27-1020-000.0-013.0 |
|---|---|
| Alternative APN |
|
| Building Area | 1,485 sqft Living Area |
|---|---|
| 1st Floor Area | 1,485 sqft |
| Year Built | Built 1993 |
|---|---|
| Lot Area | 128,066 sqft (2.94 acres) |
| Lot Dimensions | 640 ft deep x 210 ft wide |
| Porch | Porch |
| Porch Area | 280 sqft |
| Deck Area | 100 sqft |
| Account Number | 2554 |
|---|---|
| Street Address | 404 CEDAR CREEK RD |
| City | PALATKA |
| State | FL |
| Zip | 32177-6917 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | PT OF GOVT LOT 4 (BUNCH'S S/D |
| Legal Range | 27E |
| Legal Township | 08S |
| Legal Section | 23 |
| Legal Subdivision | BUNCHS S/D |
| Legal Lot Number | 4 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | PALATKA |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 950100 |
404 Cedar Creek Rd, a mobile home, is owned and occupied by an individual.
Source: Putnam County records, as of January 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 404 CEDAR CREEK RD, PALATKA, FL 32177-6917 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 404 Cedar Creek Rd was $312 with a senior citizen's exemption.
Source: Putnam County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $312.00 Senior Citizen's exemption | $376,910 | $490,140 Land $410,550 Building $79,590 |
| 2023 | $62.00 (+3.33%) Senior Citizen's exemption | $355,630 (+3%) | $450,460 (+8.93%) Land $362,250 Building $88,210 |
| 2022 | $60.00 Senior Citizen's exemption | $345,280 | $413,520 Land $338,100 Building $75,420 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 404 Cedar Creek Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 108 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 108 in force |
| Nearby Flood Claims | 76 (1999–2024) |
| Claims Outside the SFHA | 8 of 76 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 Cedar Creek Rd is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T DSL | 25 / 5 |
5G and 4G LTE (outdoors only)
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