401 Cedar Creek Rd, Palatka, FL 32177 Property Records

Putnam County property record for 401 Cedar Creek Rd, Palatka, FL 32177

Property Summary

Property TypeSingle Family Home
Details1,791 sqft · built 1960
Lot Size27.6 acres (1,205,741 sqft)
OwnerIndividual Name on File
Tax Bill$3,972 (2025)
Flood ZoneZone X (moderate risk)
APN23-08-27-0000-009.0-000.0

Property Details

APN / Parcel Number

Primary APN23-08-27-0000-009.0-000.0
Alternative APN
  • 70139

Interior

Plumbing Fixtures9 Plumbing Fixtures
Building Area1,791 sqft Living Area
1st Floor Area1,478 sqft
FlooringSteel Beam
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1972
Exterior MaterialConcrete Block
Lot Area1,205,741 sqft (27.6 acres)
Garage Area480 sqft
PorchPorch
Porch Area152 sqft

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Account Number70139
Street Address401 CEDAR CREEK RD
CityPALATKA
StateFL
Zip32177-6918
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGOVT LOTS 3 + 4 W OF CO RD, OR
Legal Range27E
Legal Township08S
Legal Section23
Legal Lot Number3 4
JurisdictionPUTNAM FL
Township / Civil DivisionPALATKA
Census Block Group1
Census Block1023
Census Tract950100

Owner

401 Cedar Creek Rd, a single family home, is owned by an individual.

Source: Putnam County records, as of January 12, 2026

Owner of RecordIndividual Name on File
Mailing Address431 CEDAR CREEK RD, PALATKA, FL 32177-6918
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 401 Cedar Creek Rd was $3,972.

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,972.00$321,110$321,110 Land $221,440 Building $99,670
2023$2,230.00 (+184.44%)$120,810 (+108.44%)$321,200 (+44.4%) Land $21,050 Building $300,150
2022$784.00 Homeowner's exemption$57,960$222,440 Land $15,930 Building $206,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 Cedar Creek Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 108 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies108 in force
Nearby Flood Claims76 (1999–2024)
Claims Outside the SFHA8 of 76
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 20 claims
  • Hurricane Matthew, Oct 2016 · 32 claims
  • Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Cedar Creek Rd is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 82% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
AT&T
DSL
25 / 5

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Cedar Creek Rd

Nearby Streets

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