Putnam County property record for 401 Cedar Creek Rd, Palatka, FL 32177
| Property Type | Single Family Home |
|---|---|
| Details | 1,791 sqft · built 1960 |
| Lot Size | 27.6 acres (1,205,741 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,972 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 23-08-27-0000-009.0-000.0 |
| Primary APN | 23-08-27-0000-009.0-000.0 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 9 Plumbing Fixtures |
|---|---|
| Building Area | 1,791 sqft Living Area |
| 1st Floor Area | 1,478 sqft |
| Flooring | Steel Beam |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Concrete Block |
| Lot Area | 1,205,741 sqft (27.6 acres) |
| Garage Area | 480 sqft |
| Porch | Porch |
| Porch Area | 152 sqft |
| Heating System | Floor/Wall Furnace |
|---|
| Account Number | 70139 |
|---|---|
| Street Address | 401 CEDAR CREEK RD |
| City | PALATKA |
| State | FL |
| Zip | 32177-6918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GOVT LOTS 3 + 4 W OF CO RD, OR |
| Legal Range | 27E |
| Legal Township | 08S |
| Legal Section | 23 |
| Legal Lot Number | 3 4 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | PALATKA |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 950100 |
401 Cedar Creek Rd, a single family home, is owned by an individual.
Source: Putnam County records, as of January 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 431 CEDAR CREEK RD, PALATKA, FL 32177-6918 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 401 Cedar Creek Rd was $3,972.
Source: Putnam County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,972.00 | $321,110 | $321,110 Land $221,440 Building $99,670 |
| 2023 | $2,230.00 (+184.44%) | $120,810 (+108.44%) | $321,200 (+44.4%) Land $21,050 Building $300,150 |
| 2022 | $784.00 Homeowner's exemption | $57,960 | $222,440 Land $15,930 Building $206,510 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 401 Cedar Creek Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 108 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 108 in force |
| Nearby Flood Claims | 76 (1999–2024) |
| Claims Outside the SFHA | 8 of 76 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 401 Cedar Creek Rd is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T DSL | 25 / 5 |
5G and 4G LTE (outdoors only)
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