1. Home
  2. Florida
  3. Putnam County
  4. Palatka
  5. Cedar Creek Rd

402 Cedar Creek Rd, Palatka, FL 32177 Property Records

Putnam County property record for 402 Cedar Creek Rd, Palatka, FL 32177

Property Summary

Property TypeSingle Family Home
Details922 sqft · built 1955
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on File
Last Sale$180,000 (Jun 2020)
Tax Bill$4,062 (2025)
Deeds & MortgagesJun 2020 Sale
Flood ZoneZone AE (high risk)
APN23-08-27-1020-000.0-012.0

Property Details

APN / Parcel Number

Primary APN23-08-27-1020-000.0-012.0
Alternative APN
  • 2553

Interior

Plumbing Fixtures5 Plumbing Fixtures
Building Area922 sqft Living Area
1st Floor Area768 sqft
FlooringSteel Beam
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Exterior MaterialConcrete Block
Lot Area87,120 sqft (2 acres)
Lot Dimensions775 ft deep x 90 ft wide
PorchPorch
Porch Area384 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number2553
Street Address402 CEDAR CREEK RD
CityPALATKA
StateFL
Zip32177-6917
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT OF GOVT LOT 4 (BUNCH'S S/D
Legal Range27E
Legal Township08S
Legal Section23
Legal SubdivisionBUNCHS S/D
Legal Lot Number4
JurisdictionPUTNAM FL
Township / Civil DivisionPALATKA
Census Block Group1
Census Block1002
Census Tract950100

Owner

402 Cedar Creek Rd is owned by two individuals who bought it in June 2020.

Source: Putnam County records, as of January 12, 2026

Owner of Record2 Individual Names on File
Mailing Address5074 HAVENWOOD OAKS TER, JACKSONVILLE, FL 32244-2331
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2020 · Amount on File
Deed SaleJun 29, 2020 · Amount on File
Deed Document Number202054010918
Deed Book / Page1580 / 1960
Record UpdatedJun 8, 2026

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM FL
Recording DateJun 29, 2020
Property Address402 CEDAR CREEK RD, PALATKA, FL 32177-6917
Document Number0015801960
Book / Page001580 / 001960
Instrument DateJun 25, 2020
Instrument54010918
Transaction TypeTransfer
Record UpdatedJul 29, 2020
Title CompanyGULLETT TITLE INC

Transaction

AmountAmount on Record
Tax$1,260.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5074 HAVENWOOD OAKS TER JACKSONVILLE FL 322442331, JACKSONVILLE, FL 32244-2331

Tax Assessment & Valuation

The 2025 property tax bill for 402 Cedar Creek Rd was $4,062.

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,062.00$222,120$222,120 Land $191,940 Building $30,180
2023$3,518.00 (+9.66%)$199,570 (+8.61%)$199,570 (+8.61%) Land $169,360 Building $30,210
2022$3,208.00$183,750$183,750 Land $158,070 Building $25,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 402 Cedar Creek Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation5.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 108 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies108 in force
Nearby Flood Claims76 (1999–2024)
Claims Outside the SFHA8 of 76
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 20 claims
  • Hurricane Matthew, Oct 2016 · 32 claims
  • Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 Cedar Creek Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
AT&T
DSL		25 / 5
T-Mobile
Fixed Wireless		25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cedar Creek Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures