Kendall County property record for 404 Carriage Ct, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,346 sqft · built 1997 |
| Lot Size | 0.162 acres (7,071 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $303,000 (Jul 2025) |
| Tax Bill | $5,844 (2024) |
| Deeds & Mortgages | Jan 2021 Mortgage Oct 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-20-140-029 |
| Primary APN | 03-20-140-029 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,346 sqft Living Area |
| Gross Area | 1,746 sqft |
| 1st Floor Area | 1,346 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 7,071 sqft (0.162 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 404 CARRIAGE CT |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-8207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LT 11 LAKEVIEW ESTATES WEST UNIT 1 LYG S COM SE COR SD LT N 33.85 FOR POB SW 129.14 TO W LT LN FOR TERM VILLAGE OF OSWEGO |
| Legal Subdivision | LAKEVIEW ESTATES |
| Legal Lot Number | 11,N |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 890106 |
Source: Kendall County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3249 W 116TH AVE, WESTMINSTER, CO 80031-7135 |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jan 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Oct 23, 2017 | Warranty Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC |
| Jun 28, 2017 | Warranty Deed, Transfer CHICAGO TITLE INSURANCE COMP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2025 · Amount on Record |
| Deed Sale | Jul 7, 2025 · Amount on Record |
| Prior Sale | Oct 23, 2017 · Amount on Record |
| Deed Document Number | 20258249 |
| Prior Transfer Date | May 21, 1997 |
| Prior Transfer Doc | 0000006089 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 404 CARRIAGE CT, OSWEGO, IL 60543-8207 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000001481 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 202100001481 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Oct 23, 2017 |
| Property Address | 404 CARRIAGE CT, OSWEGO, IL 60543-8207 |
| Document Number | 0000016921 |
| Instrument Date | Oct 10, 2017 |
| Instrument | 16921 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $177.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 173 COUNTRY LN YORKVILLE IL 605609797, YORKVILLE, IL 60560-9797 |
| Document Number | 16922 |
|---|---|
| Date | Oct 23, 2017 |
| Instrument | 16922 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 22, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Jun 28, 2017 |
| Property Address | 404 CARRIAGE CT, OSWEGO, IL 60543-8207 |
| Document Number | 0000009932 |
| Map Reference | DOC9411457 |
| Instrument Date | Jun 8, 2017 |
| Instrument | 201700009932 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Title Company | CHICAGO TITLE INSURANCE COMP |
| Amount | Amount Recorded |
|---|---|
| Tax | $160.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 CARRIAGE CT, OSWEGO, IL 60543-8207 |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $88,065 (+40.39%) Land $16,541 Building $71,524 | $264,195 (+40.39%) Land $49,623 Building $214,572 | |
| 2024 | $5,844.00 | ||
| 2022 | $62,729 Land $11,783 Building $50,946 | $188,187 Land $35,349 Building $152,838 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO serves 38,169 people · EPA ID IL0930150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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