Kendall County property record for 403 Carriage Ct, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,312 sqft · built 1996 |
| Lot Size | 0.161 acres (6,997 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $165,000 (Aug 2016) |
| Tax Bill | $6,018 (2024) |
| Deeds & Mortgages | Jul 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-20-140-020 |
| Primary APN | 03-20-140-020 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,312 sqft Living Area |
| Gross Area | 2,448 sqft |
| 1st Floor Area | 1,312 sqft |
| Basement Area | 718 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 6,997 sqft (0.161 acres) |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 403 CARRIAGE CT |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-8207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LT 17 LAKEVIEW ESTATE WEST UNIT 1 LYG NWLY LINE COM E COR LT 17 NW 59.79 TO POB, SW 103.35 TO SW LT LN FOR TERM VILLAGE OF OSWEGO |
| Legal Subdivision | LAKEVIEW ESTATE WEST |
| Legal Lot Number | 17 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 890106 |
Source: Kendall County records, as of July 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 403 CARRIAGE CT, OSWEGO, IL 60543-8207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2016 · Amount on Record |
| Deed Sale | Aug 24, 2016 · Amount on Record |
| Prior Sale | Oct 5, 2009 · Amount on Record |
| Deed Document Number | 201613068 |
| Prior Transfer Date | Sep 12, 1996 |
| Prior Transfer Doc | 0000011071 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Jul 20, 2026 |
| Property Address | 403 CARRIAGE CT, OSWEGO, IL 60543-8207 |
| Document Number | 0000010406 |
| Instrument Date | Jul 5, 2026 |
| Instrument | 202610406 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 403 CARRIAGE CT, OSWEGO, IL 60543-8207 |
| Investor | Possibly a Property Investor |
| Document Number | 0000010406, |
|---|---|
| Date | Jul 20, 2026 |
| Instrument | 202610406 |
| Name | LAKEVIEW LOAN SERVICING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $90,480 (+40.39%) Land $16,541 Building $73,939 | $271,440 (+40.39%) Land $49,623 Building $221,817 | |
| 2024 | $6,018.00 | ||
| 2022 | $64,449 Land $11,783 Building $52,666 | $193,347 Land $35,349 Building $157,998 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO serves 38,169 people · EPA ID IL0930150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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