Kendall County property record for 409 Carriage Ct, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,604 sqft · built 1997 |
| Lot Size | 0.179 acres (7,816 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $137,000 (Sep 1997) |
| Tax Bill | $6,540 (2024) |
| Deeds & Mortgages | Jul 2021 Transfer Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-20-140-033 |
| Primary APN | 03-20-140-033 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,604 sqft Living Area |
| Gross Area | 2,920 sqft |
| 1st Floor Area | 1,604 sqft |
| Basement Area | 916 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 7,816 sqft (0.179 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 409 CARRIAGE CT |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-8207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LT 15 LAKEVIEW ESTATES WEST UNIT 1 LYG S COM SW COR SD LT N 96.66 FOR POB NE 120.11 TO E LT LN FOR TERM VILLAGE OF OSWEGO |
| Legal Subdivision | LAKEVIEW ESTATES |
| Legal Lot Number | 15,N |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 890106 |
Source: Kendall County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 409 CARRIAGE CT, OSWEGO, IL 60543-8207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2021 | Transfer on Death Deed, Transfer |
| Jun 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 24, 1997 · Amount on Record |
| Deed Sale | Sep 24, 1997 · Amount on Record |
| Deed Document Number | 19979497 |
| Prior Transfer Date | Jul 11, 1997 |
| Prior Transfer Doc | 0000009497 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Jul 12, 2021 |
| Property Address | 409 CARRIAGE CT, OSWEGO, IL 60543-8207 |
| Document Number | 0000017569 |
| Map Reference | DOC 9411457 |
| Instrument Date | Jun 18, 2021 |
| Instrument | 202100017569 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 CARRIAGE CT, OSWEGO, IL 60543-8207 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 409 CARRIAGE CT, OSWEGO, IL 60543-8207 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 0000007819 |
|---|---|
| Date | Jun 14, 2019 |
| Instrument | 201900007819 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2034 |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $97,747 (+40.39%) Land $16,541 Building $81,206 | $293,241 (+40.39%) Land $49,623 Building $243,618 | |
| 2024 | $6,540.00 | ||
| 2022 | $69,625 Land $11,783 Building $57,842 | $208,875 Land $35,349 Building $173,526 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO serves 38,169 people · EPA ID IL0930150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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