404 Black Horse Rd, Moncks Corner, SC 29461 Property Records

Berkeley County property record for 404 Black Horse Rd, Moncks Corner, SC 29461

Property Summary

Property Type	Single Family Home
Details	2,709 sqft · built 2015
Lot Size	0.258 acres (11,276 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Jan 2019)
Tax Bill	$1,476 (2025)
Deeds & Mortgages	Aug 2017 Second Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`211-11-02-110`

Property Details

APN / Parcel Number

Primary APN	`211-11-02-110`
Alternative APN	`211-00-02-102`

Interior

Stories	2 Stories
Building Area	2,709 sqft Finished Area
Gross Area	3,493 sqft
1st Floor Area	2,188 sqft
2nd Floor Area	521 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,276 sqft (0.258 acres)
Garage Area	496 sqft
Porch	Patio
Porch Area	444 sqft

Location & Zoning

Street Address	404 BLACK HORSE RD
City	MONCKS CORNER
State	SC
Zip	29461-5275
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	ASSESSMENT DISTRICT: 333CARRIAGE RUNPOCKET D
Legal Subdivision	CARRIAGE RUN (SPRING GROVE PLANT
Legal Lot Number	34
Jurisdiction	BERKELEY SC
Township / Civil Division	MONCKS CORNER
Census Block Group	3
Census Block	3010
Census Tract	20602

Owner

404 Black Horse Rd is owned and occupied by an individual who bought it in January 2019.

Source: Berkeley County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	404 BLACK HORSE RD, MONCKS CORNER, SC 29461-5275
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOUTH CAROLINA FCU
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE TRUST FCU
Jan 8, 2019	Deed, Transfer · Conventional Mortgage HERITAGE TRUST FCU
Feb 6, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2019 · Amount on File
Deed Sale	Jan 8, 2019 · Amount on File
Prior Sale	Jun 29, 2015 · Amount on File
Deed Document Number	2019798
Deed Book / Page	2926 / 893
Prior Transfer Date	Feb 3, 2017
Prior Transfer Doc	2386/0105
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	404 BLACK HORSE RD, MONCKS CORNER, SC 29461-5275
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2550/0816
Date	Aug 29, 2017
Book Page	2550/0816
Instrument	2017031579

Lender

Name	SOUTH CAROLINA FCU
Type	Credit Union
Address	NORTH CHARLESTON, SC 29419

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	404 BLACK HORSE RD, MONCKS CORNER, SC 29461-5275
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3333/0898
Date	Apr 20, 2020
Book Page	3333/898
Instrument	2020013463

Lender

Name	HERITAGE TRUST FCU
Type	Credit Union
Address	SUMMERVILLE, SC 29483

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2040

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Jan 8, 2019
Property Address	404 BLACK HORSE RD, MONCKS CORNER, SC 29461-5275
Document Number	02926/0893
Book / Page	2926 / 0893
Map Reference	CAB Q PG 360B
Instrument Date	Jan 3, 2019
Instrument	2019000798
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,054.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	404 BLACK HORSE RD, MONCKS CORNER, SC 29461-5275

Mortgage

Document Number	2019000799
Date	Jan 8, 2019
Instrument	2019000799

Lender

Name	HERITAGE TRUST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERKELEY SC
Recording Date	Feb 6, 2017
Property Address	404 BLACK HORSE RD, MONCKS CORNER, SC 29461-5275
Document Number	2386/0105
Book / Page	002386 / 000105
Instrument Date	Feb 3, 2017
Instrument	4089
Transaction Type	Transfer
Record Updated	Feb 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	404 BLACK HORSE RD MONCKS CORNER SC 294615275, MONCKS CORNER, SC 29461-5275

Tax Assessment & Valuation

The 2025 property tax bill for 404 Black Horse Rd was $1,476 with a homeowner's exemption, up 3.9% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$319,010 (+2,400.08%) Land $52,126 Building $266,884	$397,800 (-) Land $65,000 Building $332,800
2025	$1,476.00 (+3.94%) Homeowner's exemption	$12,760 (-) Land $2,085 Building $10,675	$397,800 (-) Land $65,000 Building $332,800
2024	$1,420.00 Homeowner's exemption	$12,760 Land $2,085 Building $10,675	$397,800 Land $65,000 Building $332,800
2022	$1,421.00 Homeowner's exemption	$11,096 Land $1,520 Building $9,576	$277,400 Land $38,000 Building $239,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 404 Black Horse Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	43 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Black Horse Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 48% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONCKS CORNER serves 8,956 people · EPA ID SC0810001
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Sep 2025
Also Mapped Here	BCWSA SANGAREE W/D (0820002)
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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