401 Black Horse Rd, Moncks Corner, SC 29461 Property Records

Berkeley County property record for 401 Black Horse Rd, Moncks Corner, SC 29461

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,464 sqft · built 2006
Lot Size	0.211 acres (9,196 sqft)
Owner	Individual Name on File
Last Sale	$375,100 (Jul 2023)
Tax Bill	$1,638 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`211-11-02-113`

Property Details

APN / Parcel Number

Primary APN	`211-11-02-113`
Alternative APN	`211-00-02-102`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,464 sqft Finished Area
Gross Area	3,268 sqft
1st Floor Area	2,464 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,196 sqft (0.211 acres)
Garage Area	506 sqft
Porch	Slab
Porch Area	298 sqft
Patio Area	120 sqft

Location & Zoning

Street Address	401 BLACK HORSE RD
City	MONCKS CORNER
State	SC
Zip	29461-5276
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	ASSESSMENT DISTRICT: 333CARRIAGE RUNLOT 37 - POCKET D
Legal Subdivision	CARRIAGE RUN (SPRING GROVE PLANT
Legal Lot Number	37
Jurisdiction	BERKELEY SC
Township / Civil Division	MONCKS CORNER
Census Block Group	3
Census Block	3037
Census Tract	20602

Owner

401 Black Horse Rd is owned and occupied by an individual who bought it in July 2023.

Source: Berkeley County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	401 BLACK HORSE RD, MONCKS CORNER, SC 29461-5276
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Deed, Transfer · VA Mortgage THE LOAN STORE INC
Oct 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage EAGLE HOME MORTGAGE LLC
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2023 · Amount on File
Deed Sale	Jul 11, 2023 · Amount on File
Prior Sale	Aug 6, 2010 · Amount on File
Deed Document Number	202320770
Deed Book / Page	4605 / 385
Prior Transfer Date	May 22, 2006
Prior Transfer Doc	5675/0318
Record Updated	Sep 20, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Jul 11, 2023
Property Address	401 BLACK HORSE RD, MONCKS CORNER, SC 29461-5276
Document Number	04605/0385
Book / Page	4605 / 385
Map Reference	CAB Q PG 360C
Instrument Date	Jul 10, 2023
Instrument	2023020770
Transaction Type	Transfer
Record Updated	Jul 20, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$976.30
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	401 BLACK HORSE RD, MONCKS CORNER, SC 29461-5276

Mortgage

Document Number	2023020771
Date	Jul 11, 2023
Instrument	2023020771

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	401 BLACK HORSE RD, MONCKS CORNER, SC 29461-5276
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02576/0947
Date	Oct 2, 2017
Book Page	2576/0947
Instrument	2017035736

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company
Address	MIAMI, FL 33172

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	401 BLACK HORSE RD, MONCKS CORNER, SC 29461-5276
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03740/0739
Date	Mar 24, 2021
Book Page	3740/739
Instrument	2021013456

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 401 Black Horse Rd was $1,638 with a homeowner's exemption, up 3.9% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$375,200 (+2,4%) Land $65,000 Building $310,200	$375,200 (-) Land $65,000 Building $310,200
2025	$1,638.00 (+3.87%) Homeowner's exemption	$15,008 (-) Land $2,600 Building $12,408	$375,200 (-) Land $65,000 Building $310,200
2024	$1,577.00 Homeowner's exemption	$15,008 Land $2,600 Building $12,408	$375,200 Land $65,000 Building $310,200
2022	$1,281.00 Homeowner's exemption	$9,980 Land $1,520 Building $8,460	$249,500 Land $38,000 Building $211,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 401 Black Horse Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	43 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Black Horse Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 48% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONCKS CORNER serves 8,956 people · EPA ID SC0810001
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Sep 2025
Also Mapped Here	BCWSA SANGAREE W/D (0820002)
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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