408 Black Horse Rd, Moncks Corner, SC 29461 Property Records

Berkeley County property record for 408 Black Horse Rd, Moncks Corner, SC 29461

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,940 sqft · built 2014
Lot Size	0.237 acres (10,353 sqft)
Owner	Individual Name on File
Last Sale	$250,455 (Aug 2015)
Tax Bill	$1,472 (2025)
Deeds & Mortgages	May 2019 Mortgage Jun 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`211-11-02-108`

Property Details

APN / Parcel Number

Primary APN	`211-11-02-108`
Alternative APN	`211-00-02-102`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,940 sqft Finished Area
Gross Area	3,561 sqft
1st Floor Area	1,628 sqft
2nd Floor Area	1,312 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,353 sqft (0.237 acres)
Garage Area	441 sqft
Porch	Patio
Porch Area	317 sqft

Location & Zoning

Street Address	408 BLACK HORSE RD
City	MONCKS CORNER
State	SC
Zip	29461-5275
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	ASSESSMENT DISTRICT: 333CARRIAGE RUNPOCKET D
Legal Subdivision	CARRIAGE RUN (SPRING GROVE PLANT
Legal Lot Number	32
Jurisdiction	BERKELEY SC
Township / Civil Division	MONCKS CORNER
Census Block Group	3
Census Block	3010
Census Tract	20602

Owner

408 Black Horse Rd is owned and occupied by an individual who bought it in August 2015.

Source: Berkeley County records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	408 BLACK HORSE RD, MONCKS CORNER, SC 29461-5275
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage SOUTH CAROLINA FCU
Jun 12, 2020	Loan Modification, Mortgage · Conventional Mortgage SOUTH CAROLINA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2015 · Amount on File
Deed Sale	Aug 4, 2015 · Amount on File
Prior Sale	Nov 25, 2013 · Amount on File
Deed Document Number	201519899
Deed Book / Page	11536 / 170
Prior Transfer Date	Feb 26, 2014
Prior Transfer Doc	10630/0057
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	408 BLACK HORSE RD, MONCKS CORNER, SC 29461-5275
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03027/0493
Date	May 21, 2019
Book Page	3027/0493
Instrument	2019016941

Lender

Name	SOUTH CAROLINA FCU
Type	Credit Union
Address	NORTH CHARLESTON, SC 29419

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BERKELEY SC
Property Address	408 BLACK HORSE RD, MONCKS CORNER, SC 29461-5275
Document Number	3538/0512
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 BLACK HORSE RD MONCKS CORNER SC 294615275, MONCKS CORNER, SC 29461-5275

Mortgage

Document Number	3538/0512
Date	Oct 14, 2020
Book Page	003538/000512
Instrument	39998

Lender

Name	SOUTH CAROLINA FCU
Address	NORTH CHARLESTON, SC 29406-4928

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	1.12%

Tax Assessment & Valuation

The 2025 property tax bill for 408 Black Horse Rd was $1,472 with a homeowner's exemption, up 4% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$317,745 (+2,399.96%) Land $50,093 Building $267,652	$412,300 (-) Land $65,000 Building $347,300
2025	$1,472.00 (+3.95%) Homeowner's exemption	$12,710 (-) Land $2,004 Building $10,706	$412,300 (-) Land $65,000 Building $347,300
2024	$1,416.00 Homeowner's exemption	$12,710 Land $2,004 Building $10,706	$412,300 Land $65,000 Building $347,300
2022	$1,416.00 Homeowner's exemption	$11,052 Land $1,520 Building $9,532	$276,300 Land $38,000 Building $238,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 408 Black Horse Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	43 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 Black Horse Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 48% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONCKS CORNER serves 8,956 people · EPA ID SC0810001
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Sep 2025
Also Mapped Here	BCWSA SANGAREE W/D (0820002)
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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