404 Black Hawk Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 404 Black Hawk Rd, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 616 sqft · built 1954
Lot Size	0.115 acres (5,000 sqft)
Owner	Company Name on File
Last Sale	$215,000 (Nov 2025)
Tax Bill	$1,572 (2025)
Deeds & Mortgages	Nov 2025 Sale & Line of Credit Jul 2021 Line of Credit + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`8913-27-136-003`

Property Details

APN / Parcel Number

Primary APN	`8913-27-136-003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	616 sqft Living Area
1st Floor Area	616 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	404 BLACK HAWK RD
City	WATERLOO
State	IA
Zip	50701-2427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAGERMAN PLACE LOT 17 BLK 32
Legal Range	13W
Legal Township	89N
Legal Section	27
Legal Subdivision	HAGERMAN PLACE
Legal Block	32
Legal Lot Number	17
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2037
Census Tract	1502

Owner

404 Black Hawk Rd is owned by a company that bought it in November 2025.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 818, NASHUA, IA 50658-0818
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Warranty Deed, Transfer · Line of Credit FIRST BANK
Jul 7, 2021	Deed of Trust, Mortgage · Line of Credit LINCOLN SAVINGS BANK
Oct 24, 2022	Legal Action/Court Order, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2025 · Amount on File
Deed Sale	Nov 19, 2025 · Amount on File
Deed Document Number	202517019
Prior Transfer Date	Oct 17, 2022
Prior Transfer Doc	0000006654
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 19, 2025
Property Address	404 BLACK HAWK RD, WATERLOO, IA 50701-2427
Document Number	0202517019
Instrument Date	Nov 19, 2025
Instrument	2025-17019
Transaction Type	Transfer
Record Updated	Dec 11, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$343.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 818, NASHUA, IA 50658-0818
Investor	Possibly a Property Investor

Mortgage

Document Number	0202517044
Date	Nov 19, 2025
Instrument	2025-17044

Lender

Name	FIRST BANK
Type	Bank
Address	602 MAIN ST, CEDAR FALLS, IA 50613

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	404 BLACK HAWK RD, WATERLOO, IA 50701-2427
Transaction Type	Mortgage
Record Updated	Jan 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	202200000425
Date	Jul 7, 2021
Instrument	202200000425

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 30, 2041

October 2022: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 24, 2022
Property Address	404 BLACK HAWK RD, WATERLOO, IA 50701-2427
Document Number	202300006654
Instrument Date	Oct 17, 2022
Instrument	202300006654
Transaction Type	Foreclosure
Record Updated	Jan 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9702 VIKING RD, CEDAR FALLS, IA 50613-9298

Tax Assessment & Valuation

The 2025 property tax bill for 404 Black Hawk Rd was $1,572, up 21.1% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,572.00 (+21.11%)	$77,060 Land $12,610 Building $64,450	$77,060 Land $12,610 Building $64,450
2024	$1,298.00
2023		$59,830 (+20.77%) Land $12,610 Building $47,220	$59,830 Land $12,610 Building $47,220
2022	$1,088.00	$49,540 Land $12,610 Building $36,930
2021			$49,540 Land $12,610 Building $36,930

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 404 Black Hawk Rd in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	19 (1978–2013)
Claims Outside the SFHA	5 of 19
Most Recent Claim	May 2013 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jul 2010 · 3 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Black Hawk Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, T-Mobile, Waterloo Fiber.

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