412 Black Hawk Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 412 Black Hawk Rd, Waterloo, IA 50701

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 720 sqft · built 1961
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on Record
Last Sale$11,125 (Jul 2024)
Tax Bill$1,820 (2025)
Flood ZoneZone X (reduced by levee)
APN8913-27-136-005

Property Details

APN / Parcel Number

Primary APN8913-27-136-005

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Total Rooms4 Rooms
Stories1 Story
Building Area720 sqft Living Area
1st Floor Area720 sqft
Basement Area720 sqft
Finished Basement300 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions125 ft deep x 40 ft wide
Garage TypeDetached
Garage Area320 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area165 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address412 BLACK HAWK RD
CityWATERLOO
StateIA
Zip50701-2427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHAGERMAN PLACE LOT 15 BLK 32
Legal Range13W
Legal Township89N
Legal Section27
Legal SubdivisionHAGERMAN PLACE
Legal Block32
Legal Lot Number15
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2037
Census Tract1502

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address412 BLACK HAWK RD, WATERLOO, IA 50701-2427
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2024 · Amount on Record
Deed SaleJul 1, 2024 · Amount on Record
Deed Document Number202416649
Prior Transfer DateFeb 23, 2009
Prior Transfer Doc2009016056
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,820.00 (+79.13%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption$129,880 (+21.82%) Land $12,610 Building $117,270$129,880 (+21.82%) Land $12,610 Building $117,270
2024$1,016.00 (+21.53%)
2023$106,620 (+27.41%) Land $12,610 Building $94,010$106,620 (+27.41%) Land $12,610 Building $94,010
2022$836.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption$83,680 Land $12,610 Building $71,070
2021$83,680 Land $12,610 Building $71,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims19 (1978–2013)
Claims Outside the SFHA5 of 19
Most Recent ClaimMay 2013 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Jul 2010 · 3 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims
  • Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

May also be available: Nextlink, T-Mobile, Waterloo Fiber.

Nearby Properties on Black Hawk Rd

Nearby Streets

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