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320 Black Hawk Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 320 Black Hawk Rd, Waterloo, IA 50701

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 576 sqft · built 1916
Lot Size0.112 acres (4,875 sqft)
OwnerIndividual Name on Record
Last Sale$92,500 (Apr 2025)
Tax Bill$1,756 (2025)
Deeds & MortgagesApr 2025 Sale & Mortgage
Flood ZoneZone X (reduced by levee)
APN8913-27-137-005

Property Details

APN / Parcel Number

Primary APN8913-27-137-005

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area576 sqft Living Area
1st Floor Area576 sqft
Basement Area576 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1916
Effective Year BuiltEffective 1916
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area4,875 sqft (0.112 acres)
Lot Dimensions125 ft deep x 39 ft wide
Garage TypeDetached
Garage Area352 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area160 sqft
Patio Area220 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address320 BLACK HAWK RD
CityWATERLOO
StateIA
Zip50701-2425
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHAGERMAN PLACE ALL LOT 13 BLK 33 EXC HWY
Legal Range13W
Legal Township89N
Legal Section27
Legal SubdivisionHAGERMAN PLACE
Legal Block33
Legal Lot Number13
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2002
Census Tract1502

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address320 BLACK HAWK RD, WATERLOO, IA 50701-2425
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 11, 2025 · Amount on Record
Deed SaleApr 11, 2025 · Amount on Record
Deed Document Number20254802
Record UpdatedOct 29, 2026

April 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateApr 11, 2025
Property Address320 BLACK HAWK RD, WATERLOO, IA 50701-2425
Document Number0202504802
Instrument DateApr 11, 2025
Instrument2025-04802
Transaction TypeTransfer
Record UpdatedOct 21, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$147.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 BLACK HAWK RD, WATERLOO, IA 50701-2425
InvestorPossibly a Property Investor

Mortgage

Document Number0202504803
DateApr 11, 2025
Instrument2025-04803
Lender
NameFARMERS STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2055

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,756.00 (+14.17%)$86,010 (+21.31%) Land $12,300 Building $73,710$86,010 (+21.31%) Land $12,300 Building $73,710
2024$1,538.00 (+23.63%)
2023$70,900 (+25.13%) Land $12,300 Building $58,600$70,900 (+25.13%) Land $12,300 Building $58,600
2022$1,244.00$56,660 Land $12,300 Building $44,360
2021$56,660 Land $12,300 Building $44,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims19 (1978–2013)
Claims Outside the SFHA5 of 19
Most Recent ClaimMay 2013 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Jul 2010 · 3 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims
  • Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
GigFire
Fixed Wireless		150 / 130

May also be available: Nextlink, T-Mobile, Waterloo Fiber.

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