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404 Beards Dock Xing, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 404 Beards Dock Xing, Annapolis, MD 21403 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 6,211 sqft · built 1999
Lot Size2.26 acres (98,446 sqft)
Owner2 Company Names on File
Tax Bill$20,052 (2024)
Deeds & MortgagesMar 2022 Mortgage
Feb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN02-165-90095821

Property Details

APN / Parcel Number

Primary APN02-165-90095821
Alternative APNs
  • 2-165-90095821
  • 16590095821

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area6,211 sqft Living Area
Gross Area7,002 sqft
1st Floor Area3,597 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area98,446 sqft (2.26 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area791 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area400 sqft
PorchOpen Porch
Porch Area713 sqft
Patio Area649 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number16590095821
Street Address404 BEARDS DOCK XING
CityANNAPOLIS
StateMD
Zip21403-1307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 6R SC III CHERRYSTONE
Legal SubdivisionCHERRYSTONE
Legal Block4
Legal Lot Number6R
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group4
Census Block4015
Census Tract702500

Owner

Source: Anne Arundel County records · APN 02-165-90095821

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address404 BEARDS DOCK XING, ANNAPOLIS, MD 21403-1307
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 08, 2022Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Feb 09, 2017Deed of Trust, Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 22, 2002
Deed SaleOct 22, 2002
Prior SaleMay 01, 1997 · Amount on Record
Deed Document Number20029999
Deed Book / Page12071 / 530
Last Transfer DateJun 17, 2013
Transfer Doc0266710418
Record UpdatedJun 08, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address404 BEARDS DOCK XING, ANNAPOLIS, MD 21403-1307
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0384520269
DateMar 08, 2022
Book Page38452/269
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address404 BEARDS DOCK XING, ANNAPOLIS, MD 21403-1307
Document Number0306700139
Instrument DateFeb 09, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address404 BEARDS DOCK XING ANNAPOLIS MD 214031307, ANNAPOLIS, MD 21403-1307

Mortgage

Document Number0306700139
DateFeb 23, 2017
Book Page030670/000139
Lender
NameBANK OF AMERICA
TypeBank
Address101 S TRYON ST, CHARLOTTE, NC 28280-0002
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 22, 2047

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,911,767 (+47.23%)$3,378,800 (+70.84%) Land $1,016,100 Building $2,362,700
2024$20,052.00 (+6.73%)
2023$18,787.00 Homeowner's exemption$1,977,700 Land $916,100 Building $1,061,600$1,977,700 Land $916,100 Building $1,061,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037025004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 17 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims11 (1996–2013)
Claims Outside the SFHA4 of 11
Most Recent ClaimJul 2013, other causes
Claims By Storm
  • Hurricane Isabel, Sep 2003 · 6 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 5,263 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 56 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFiber980 / 880

Availability varies by address; speeds are provider-advertised maximums, not measured.

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