400 Beards Dock Xing, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 400 Beards Dock Xing, Annapolis, MD 21403

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 5,222 sqft · built 1999
Lot Size3.02 acres (131,551 sqft)
OwnerCompany Name on File
Last Sale$2,225,000 (Mar 2003)
Tax Bill$18,824 (2024)
Deeds & MortgagesNov 2022 Transfer
May 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN02-165-90082910

Property Details

APN / Parcel Number

Primary APN02-165-90082910
Alternative APNs
  • 2-165-90082910
  • 16590082910

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area5,222 sqft Living Area
Gross Area5,542 sqft
1st Floor Area2,470 sqft
Basement Area1,184 sqft
Finished Basement1,184 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area131,551 sqft (3.02 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area320 sqft
Parking Spaces1 Parking Space
Deck Area168 sqft
Patio Area400 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number16590082910
Street Address400 BEARDS DOCK XING
CityANNAPOLIS
StateMD
Zip21403-1307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 3 SC 2 CHERRYSTONE
Legal SubdivisionCHERRYSTONE
Legal Block4
Legal Lot Number3
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group4
Census Block4015
Census Tract702500

Owner

Source: Anne Arundel County assessment roll, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address400 BEARDS DOCK XING, ANNAPOLIS, MD 21403-1307
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2022Intrafamily Transfer, Transfer
May 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
EAGLE BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 25, 2003 · Amount on Record
Deed SaleMar 25, 2003 · Amount on Record
Prior SaleJun 3, 1997 · Amount on Record
Deed Document Number20033917
Deed Book / Page12743 / 449
Last Transfer DateNov 16, 2022
Transfer Doc0392940381
Record UpdatedJun 8, 2026

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionANNE ARUNDEL MD
Recording DateNov 29, 2022
Property Address400 BEARDS DOCK XING, ANNAPOLIS, MD 21403-1307
Document Number0392940381
Book / Page39294 / 381
Map ReferenceMB 155 FO 43
Instrument DateNov 16, 2022
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address400 BEARDS DOCK XING, ANNAPOLIS, MD 21403-1307

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address400 BEARDS DOCK XING, ANNAPOLIS, MD 21403-1307
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyPINNACLE TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 BEARDS DOCK XING, ANNAPOLIS, MD 21403-1307

Mortgage

Document Number0367050436
DateMay 4, 2021
Book Page36705/436
Lender
NameEAGLE BANK
TypeBank
AddressROCKVILLE, MD 20852
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,207,833 (+36.85%)$2,505,100 (+55.28%) Land $1,085,800 Building $1,419,300
2024$18,824.00 (+6.85%)
2023$17,617.00 Homeowner's exemption$1,613,300 Land $985,800 Building $627,500$1,613,300 Land $985,800 Building $627,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims11 (1996–2013)
Claims Outside the SFHA4 of 11
Most Recent ClaimJul 2013 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

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