Anne Arundel County property record for 401 Beards Dock Xing, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 5,593 sqft · built 1995 |
| Lot Size | 2.28 acres (99,316 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $989,500 (Nov 2019) |
| Tax Bill | $10,805 (2023) |
| Deeds & Mortgages | Jun 2021 Mortgage Nov 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-165-90082909 |
| Primary APN | 02-165-90082909 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,593 sqft Total Area |
| 1st Floor Area | 2,873 sqft |
| Basement Area | 1,241 sqft |
| Finished Basement | 1,241 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 99,316 sqft (2.28 acres) |
| Garage Type | Built-in |
| Garage Area | 775 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 885 sqft |
| Patio Area | 406 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 16590082909 |
|---|---|
| Old Parcel Number | 216590082909 |
| Street Address | 401 BEARDS DOCK XING |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-1307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 2 SC 2 401 BEARDS DOCK CROSSING CHERRYSTONE |
| Legal Section | 2 |
| Legal Subdivision | CHERRYSTONE HILL |
| Legal Lot Number | 2 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 702500 |
Source: Anne Arundel County records, as of September 25, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 401 BEARDS DOCK XING, ANNAPOLIS, MD 21403-1307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 4, 2021 | Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Nov 14, 2019 | Grant Deed, Transfer PRIME LNDG |
| May 23, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2019 · Amount on Record |
| Deed Sale | Nov 14, 2019 · Amount on Record |
| Prior Sale | May 23, 2018 |
| Deed Document Number | 0033844476 |
| Deed Book / Page | 33844 / 476 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 401 BEARDS DOCK XING, ANNAPOLIS, MD 21403-1307 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 401 BEARDS DOCK XING, ANNAPOLIS, MD 21403-1307 |
| Document Number | 0369120444 |
|---|---|
| Date | Jun 4, 2021 |
| Book Page | 36912/444 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | GRANDVIEW, MO 64030 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Nov 14, 2019 |
| Property Address | 401 BEARDS DOCK XING, ANNAPOLIS, MD 21403-1307 |
| Document Number | 0338440476 |
| Book / Page | 033844 / 000476 |
| Instrument Date | Oct 31, 2019 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2019 |
| Title Company | NATIONAL TITLE INSURANCE COMPANY, NATIONAL TITLE COMPANY, INC. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $989.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1915 TOWNE CENTRE BLVD #913 ANNAPOLIS MD 214013588, 913, ANNAPOLIS, MD 21401-3588 |
| Document Number | 338440483 |
|---|---|
| Date | Nov 14, 2019 |
| Book Page | 033844/000483 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 13, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | May 23, 2018 |
| Property Address | 401 BEARDS DOCK XING, ANNAPOLIS, MD 21403-1307 |
| Document Number | 0321330495 |
| Book / Page | 032133 / 000495 |
| Instrument Date | May 14, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 401 BEARDS DOCK XING ANNAPOLIS MD 214031307, ANNAPOLIS, MD 21403-1307 |
Source: Anne Arundel County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $10,805.00 Homeowner's exemption | $989,500 Land $626,200 Building $363,300 | $989,500 Land $626,200 Building $363,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 11 (1996–2013) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Jul 2013 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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