Benton County property record for 404 4th Ave NE, Saint Cloud, MN 56304 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 6,199 sqft (0.142 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $71,000 (2010) |
| Tax Bill | $1,488.00 (2026) |
| Primary APN | 17.00878.00 |
|---|
| Lot Area | 6,199 sqft (0.142 acres) |
|---|
| Street Address | 404 4TH AVE NE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-0319 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SECT-35 TWP-036 RANGE-031 ST CLOUD PARK LOT-007 BLOCK-019 LAND IS LEASED TO OWNER FOR 99 YEARS FROM CENTRAL MINNESOTA |
| Legal Range | 031 |
| Legal Township | 036 |
| Legal Section | 35 |
| Legal Subdivision | ST CLOUD PARK |
| Legal Block | 19 |
| Legal Lot Number | 7 |
| Jurisdiction | BENTON MN |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 4 |
| Census Block | 4028 |
| Census Tract | 21201 |
Source: Benton County records · APN 17.00878.00
Assessment roll updated July 16, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 404 4TH AVE NE, SAINT CLOUD, MN 56304-0319 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 05, 2007 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 24, 2010 | Warranty Deed, Transfer US BANK NA |
| Aug 07, 2007 | Warranty Deed, Transfer WELLS FARGO BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 24, 2010 · Amount on Record |
| Deed Sale | Jun 24, 2010 · Amount on Record |
| Prior Sale | Aug 07, 2007 · Amount on Record |
| Deed Doc Number | 20101374962 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MN |
| Property Address | 404 4TH AVE NE, SAINT CLOUD, MN 56304-0319 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001353552 |
|---|---|
| Date | Dec 05, 2007 |
| Instrument | 1353552 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | NEWARK, NJ 07101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 476 Months |
| Due | Aug 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Jun 24, 2010 |
| Property Address | 404 4TH AVE NE, SAINT CLOUD, MN 56304-0319 |
| Document Number | 1374962 |
| Instrument Date | Jun 18, 2010 |
| Instrument | 1374962 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $234.30 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 404 4TH AVE NE, SAINT CLOUD, MN 56304-0319 |
| Document Number | 1374964 |
|---|---|
| Date | Jun 24, 2010 |
| Instrument | 1374964 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Jul 01, 2040 |
| Document Number | 0001374963 |
|---|---|
| Date | Jun 24, 2010 |
| Instrument | 1374963 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Aug 07, 2007 |
| Property Address | 404 4TH AVE NE, SAINT CLOUD, MN 56304-0319 |
| Document Number | 0001350574 |
| Instrument Date | Jul 19, 2007 |
| Instrument | 1350574 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $82.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Document Number | 0001350579 |
|---|---|
| Date | Aug 07, 2007 |
| Instrument | 1350579 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | NEWARK, NJ 07101 |
| Amount | Amount Recorded |
|---|
Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Benton County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,488.00 (+14.46%) Homeowner's exemption | $142,900 (+12.08%) Land $25,000 Building $117,900 | $142,900 (+12.08%) Land $25,000 Building $117,900 |
| 2025 | $1,300.00 (+6.04%) Homeowner's exemption | $127,500 (+1.59%) Land $25,000 Building $102,500 | $127,500 (+1.59%) Land $25,000 Building $102,500 |
| 2023 | $1,226.00 | $125,500 Land $25,000 Building $100,500 | $125,500 Land $25,000 Building $100,500 |
404 4th Ave NE is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Benton County (27009C), updated July 29, 2019
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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