329 4th Ave NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 329 4th Ave NE, Saint Cloud, MN 56304 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.142 acres (6,199 sqft)
Owner	Individual Name on File
Last Sale	$269,500 (Jun 2026)
Tax Bill	$4,450 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jan 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17.00825.00`

Property Details

APN / Parcel Number

Primary APN	`17.00825.00`

Exterior

Lot Area	6,199 sqft (0.142 acres)

Location & Zoning

Street Address	329 4TH AVE NE
City	SAINT CLOUD
State	MN
Zip	56304-0318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-35 TWP-036 RANGE-031 ST CLOUD PARK LOT-015 BLOCK-013
Legal Range	031
Legal Township	036
Legal Section	35
Legal Subdivision	ST CLOUD PARK
Legal Block	13
Legal Lot Number	15
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	4
Census Block	4020
Census Tract	21201

Owner

Source: Benton County records · APN 17.00825.00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	329 4TH AVE NE, SAINT CLOUD, MN 56304-0318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Warranty Deed, Transfer · Conventional Mortgage FLORIDA CAPITAL BANK
Jan 28, 2026	Warranty Deed, Transfer UNIFIED TITLE AND ESCROW INC, UNIQUE TITLE AND ESCROW INC
Dec 29, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jan 19, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jan 10, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 30, 2026 · Amount on Record
Deed Sale	Jun 30, 2026 · Amount on Record
Prior Sale	Jan 28, 2026 · Amount on Record
Deed Document Number	2026484245
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Jun 30, 2026
Property Address	329 4TH AVE NE, SAINT CLOUD, MN 56304-0318
Document Number	0000484245
Instrument Date	Jun 25, 2026
Instrument	2026484245
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	BURNET TITLE LLC, BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$89,824.35
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	329 4TH AVE NE, SAINT CLOUD, MN 56304-0318

Mortgage

Document Number	0000484246,
Date	Jun 30, 2026
Instrument	2026484246

Lender

Name	FLORIDA CAPITAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Jan 28, 2026
Property Address	329 4TH AVE NE, SAINT CLOUD, MN 56304-0318
Document Number	0000481618
Instrument Date	Jan 28, 2026
Instrument	481618
Transaction Type	Transfer
Record Updated	Feb 23, 2026
Title Company	UNIFIED TITLE AND ESCROW INC, UNIQUE TITLE AND ESCROW INC

Transaction

Amount	Amount Recorded
Tax	$445.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1321 KILLDEER AVE, SARTELL, MN 56377-4716

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	329 4TH AVE NE, SAINT CLOUD, MN 56304-0318
Transaction Type	Mortgage
Record Updated	Jan 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	329 4TH AVE NE, SAINT CLOUD, MN 56304-0318

Mortgage

Document Number	0000469882
Date	Dec 29, 2023
Instrument	469882

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Feb 01, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	329 4TH AVE NE, SAINT CLOUD, MN 56304-0318
Transaction Type	Mortgage
Record Updated	Feb 04, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000458220
Date	Jan 19, 2022
Instrument	458220

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Jan 10, 2018
Property Address	329 4TH AVE NE, SAINT CLOUD, MN 56304-0318
Document Number	427255
Instrument Date	Dec 22, 2017
Instrument	427255
Transaction Type	Transfer
Record Updated	Aug 09, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,450.00 (+32.84%) Homeowner's exemption	$223,000 (+13.08%) Land $25,000 Building $198,000	$223,000 (+13.08%) Land $25,000 Building $198,000
2025	$3,350.00 (+52.41%) Homeowner's exemption	$197,200 (+1.75%) Land $25,000 Building $172,200	$197,200 (+1.75%) Land $25,000 Building $172,200
2023	$2,198.00	$193,800 Land $25,000 Building $168,800	$193,800 Land $25,000 Building $168,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Benton County (27009C), updated July 29, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 327 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: BIF IV Intrepid HoldCo, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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