334 4th Ave NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 334 4th Ave NE, Saint Cloud, MN 56304

Property Summary

Property Type	Multi-Family Dwellings
Lot Size	0.142 acres (6,199 sqft)
Owner	Individual Name on Record
Last Sale	$127,000 (Jun 2021)
Tax Bill	$14,394 (2026)
Deeds & Mortgages	May 2026 Mortgage Feb 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`17.00886.00`

Property Details

APN / Parcel Number

Primary APN	`17.00886.00`

Exterior

Architectural Style	Multi-Family
Lot Area	6,199 sqft (0.142 acres)

Location & Zoning

Street Address	334 4TH AVE NE
City	SAINT CLOUD
State	MN
Zip	56304-0317
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	SECT-35 TWP-036 RANGE-031 ST CLOUD PARK LOT-001 BLOCK-020
Legal Range	031
Legal Township	036
Legal Section	35
Legal Subdivision	ST CLOUD PARK
Legal Block	20
Legal Lot Number	1
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	4
Census Block	4029
Census Tract	21201

Owner

Source: Benton County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	334 4TH AVE NE, SAINT CLOUD, MN 56304-0317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Feb 20, 2024	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jul 24, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Nov 29, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jun 11, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LAKE AREA MORTGAGE
Jun 11, 2021	Warranty Deed, Transfer · FHA Mortgage LAKE AREA MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2021 · Amount on Record
Deed Sale	Jun 11, 2021 · Amount on Record
Deed Document Number	2021453109
Prior Transfer Date	Feb 2, 2005
Prior Transfer Doc	000A323030
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Recording Date	May 6, 2026
Property Address	334 4TH AVE NE, SAINT CLOUD, MN 56304-0317
Document Number	0000483185
Instrument Date	Apr 13, 2026
Instrument	2026483185
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	334 4TH AVE NE, SAINT CLOUD, MN 56304-0317

Mortgage

Document Number	0000483185,
Date	May 6, 2026
Instrument	2026483185

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Apr 1, 2066

Interest

Rate	6.11%
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	334 4TH AVE NE, SAINT CLOUD, MN 56304-0317
Transaction Type	Mortgage
Record Updated	Mar 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	334 4TH AVE NE, SAINT CLOUD, MN 56304-0317

Mortgage

Document Number	0000470499
Date	Feb 20, 2024
Instrument	470499

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Jul 1, 2051

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	334 4TH AVE NE, SAINT CLOUD, MN 56304-0317
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	334 4TH AVE NE, SAINT CLOUD, MN 56304-0317

Mortgage

Document Number	0000467130
Date	Jul 24, 2023
Instrument	467130

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jul 1, 2051

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	334 4TH AVE NE, SAINT CLOUD, MN 56304-0317
Transaction Type	Mortgage
Record Updated	Dec 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	334 4TH AVE NE, SAINT CLOUD, MN 56304-0317

Mortgage

Document Number	0000463988
Date	Nov 29, 2022
Instrument	463988

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Jul 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	334 4TH AVE NE, SAINT CLOUD, MN 56304-0317
Transaction Type	Mortgage
Record Updated	Sep 19, 2022
Title Company	QUARRY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000453111
Date	Jun 11, 2021
Instrument	453111

Lender

Name	LAKE AREA MORTGAGE
Type	Mortgage Company
Address	SAINT PAUL, MN 55126

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2031

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Jun 11, 2021
Property Address	334 4TH AVE NE, SAINT CLOUD, MN 56304-0317
Document Number	0000453109
Instrument Date	Jun 3, 2021
Instrument	453109
Transaction Type	Transfer
Record Updated	Sep 19, 2022
Title Company	QUARRY TITLE & CLOSING LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$419.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	334 4TH AVE NE, SAINT CLOUD, MN 56304-0317

Mortgage

Document Number	0000453110
Date	Jun 11, 2021
Instrument	453110

Lender

Name	LAKE AREA MORTGAGE
Type	Mortgage Company
Address	SAINT PAUL, MN 55126

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,394.00 (+266.26%)	$153,100 (-) Land $25,000 Building $128,100	$153,100 (-) Land $25,000 Building $128,100
2025	$3,930.00 (+41.47%)	$153,100 (+12.24%) Land $25,000 Building $128,100	$153,100 (+12.24%) Land $25,000 Building $128,100
2023	$2,778.00	$136,400 Land $25,000 Building $111,400	$136,400 Land $25,000 Building $111,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Intrepid Fiber Networks.

Nearby Properties on 4th Ave NE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures