Santa Rosa County property record for 4038 Sandy Bluff Dr W, Gulf Breeze, FL 32563
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,385 sqft · built 1994 |
| Lot Size | 0.654 acres (28,488 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $322,000 (Oct 1998) |
| Tax Bill | $2,868 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-2S-28-2350-00100-0100 |
| Primary APN | 28-2S-28-2350-00100-0100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,385 sqft Living Area |
| Gross Area | 3,747 sqft |
| 1st Floor Area | 2,385 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 28,488 sqft (0.654 acres) |
| Lot Dimensions | 285 ft deep x 100 ft wide |
| View / Lot | Bay |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
|---|---|
| Porch Area | 560 sqft |
| Deck Area | 280 sqft |
| Patio Area | 81 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4038 SANDY BLUFF DR W |
|---|---|
| City | GULF BREEZE |
| State | FL |
| Zip | 32563-2938 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | *ENHNCD LIFE EST* RESRVD IN: LOTS 10 & 11 BLK 1 MAGNOLIA MANOR AS DES IN OR 1719 PG 1989 & OR 2496 PG 1659 & OR 2510 PG 151 & E-L/E RES IN OR 4592 PG 672 |
| Legal Range | 28W |
| Legal Township | 2S |
| Legal Section | 28 |
| Legal Subdivision | MAGNOLIA MANOR |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | MIDWAY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 10814 |
Source: Santa Rosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3101 CRESCENT DR NE, WARREN, OH 44483-6303 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 1998 · Amount on Record |
| Deed Sale | Oct 23, 1998 · Amount on Record |
| Deed Book / Page | 1719 / 1989 |
| Last Transfer Date | Mar 5, 2025 |
| Transfer Doc | 0045920672 |
| Record Updated | Sep 20, 2026 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $345,812 (+2.9%) | $599,765 (+1.57%) Land $273,000 Building $326,765 | |
| 2024 | $2,868.00 (-17.78%) Homeowner's exemption Disabled Person's exemption Widower's exemption | $336,066 (+3%) | $590,523 (+2.1%) Land $273,000 Building $317,523 |
| 2023 | $3,488.00 (-10.95%) Homeowner's exemption | $326,278 (+3%) | $578,391 (+3.27%) Land $273,000 Building $305,391 |
| 2022 | $3,917.00 Homeowner's exemption | $316,775 | $560,102 Land $262,500 Building $297,602 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 75 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 75 in force |
| Nearby Flood Claims | 71 (1985–2020) |
| Claims Outside the SFHA | 54 of 71 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDWAY WATER SYSTEM, INC. serves 21,196 people · EPA ID FL1570470 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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